Home > Magazine > PLANADVISER November/December 2015 Magazine Published in PLANADVISER November/December 2015 Vantage Point Using the events of 2015 to portend what is ahead in 2016 To access this premium content, please sign up for a free account! Tagged: 401k, Advice, Annuities, Compliance services, Deferred compensation, EBSA, Education, ERISA, Fiduciary, Fiduciary adviser, Investment advice, Legislation, M and A, Plan providers, Post Retirement, QDIA, Recordkeepers, SEC The Downside