Tag: QDIA

Compliance August 2nd, 2022

Booz Allen Hamilton, Others Face Passive TDF Performance Lawsuits

Unlike many other ERISA lawsuits, the complaints suggest the plan fiduciaries in question should have considered more expensive target-date funds that might have performed better.

Compliance February 15th, 2022

House HELP Committee Members Introduce Lifetime Income Legislation

The bill, which has been introduced in previous legislative sessions, would allow annuities to be a default investment in employer-provided 401(k) plans.

Data Points

A Balanced Fund or a TDF?

Weighing their relative merits is an important task for advisers and clients.

Data Points

Set It and Forget It?

TDFs attract increased scrutiny.

Products August 12th, 2021

A Managed Account Q&A With LeafHouse and iJoin

The firms, which collaborated to launch a new adviser managed account solution, say the retirement plan industry has both the capability and the obligation to close the workplace retirement savings coverage gap.

July 27th, 2021

Seeing the Bigger QDIA Picture

Are custom solutions worth the effort? Is passive more appropriate than active? It all depends on the adviser and the client.

July 27th, 2021

Scrutinizing TDFs and Considering Balanced Funds

Both options hold more than a trillion dollars in assets; weighing their relative merits remains an important task for advisers and their clients.

June 11th, 2021

Talking Digital Advice Trends With Morningstar and DFA

Morningstar Investment Management’s head of digital advice outlines his firm’s expanding collaboration with Dimensional Fund Advisors—the goal of which is to deliver a more customizable managed account service to market in support of financial advisers.

Investing March 19th, 2021

Despite Reservations, Sponsors’ Interest in Annuities is Growing

Advisers should be educated about annuities and how to analyze them to help plan sponsors decide the best products to use.

ERISA vista

The Latest Word on ESG

In terms of plan investing, fiduciary duty continues to come first.

Investing December 3rd, 2020

Bank of America to Launch Managed Account Service for Retirement Plans

This is the first time it is pairing a managed account and retirement planning solution from its chief investment office.

Investing October 21st, 2020

Part Art, Part Science: Managed Account Due Diligence

A managed account program’s fees can be cut in half if it’s selected as a retirement plan’s default investment, although cost is just one of many important due diligence factors.

May 6th, 2020

QDIAs Have Evolved. They Will Again After the Coronavirus.

Many participants appear to be battled hardened from the Great Recession and are enjoying at least some measure of protection from well-diversified default portfolios.

Client Service July 10th, 2019

Proactive Plan Sponsors Reap Benefits

Plan sponsors that fully automate their plans are more likely than others to believe their workers are on the path towards a financially secure retirement, J.P. Morgan found.

April 25th, 2019

A Better DC Plan Core Investment Menu

Automated asset-allocation solutions designed for retirees are indeed popular, but the majority of defined contribution plan participants still use the core investment menu.

Data Points

Managed Accounts as the QDIA

Advisers make a difference in some cases, but not all

February 8th, 2019

Managed Account QDIA Mechanics Challenge Plan Sponsor Clients

ERISA attorneys and plan design consultants say they are hearing more questions from sponsors about using managed accounts as a plan’s default investment, but the most common use case remains opt-in managed accounts.

January 30th, 2019

Plan Sponsors Have Questions About Dynamic Default Investments

Progressive plan design features take time to catch on, including the emerging “hybrid QDIA” approach that pairs TDFs and managed accounts; experts say plan sponsors are interested, but they remain unsure about the right way to design and deliver a dynamic default investment.

Practice Development

Retirement Income Options

Why advisers should offer solutions to their plan sponsor clients

Data & Research November 19th, 2018

Setting Defaults and Auto-Escalations Too Low May Undermine their Power

In addition, a person invested in a stable value fund versus someone invested in a target-date fund could end up with a balance as much as 59% lower, BlackRock says.