A Potential ‘Bridge’ to More Lifetime Income
Prudential Researcher David Blanchett looks at plan participants’ interest in lifetime income beyond traditional in-plan annuities.
Tag: lifetime income
Pre-Retirees Concerned About Retirement Income but Confused by Income Products
Several recent studies show that although many pre-retirees show interest in income products, far fewer invest in them.
Educate Your Participants About Lifetime Income in Retirement Plans
An ERISA lawyer shares how plan fiduciaries can make sense of the plethora of retirement income solutions.
LIMRA Predicts Continued Annuity Growth This Year
Data show 2025 was the fourth consecutive year of record sales.
Market-Based Cash Balance Plans Could Be Lifetime Income Solution, per October Three
October Three argues these specific cash balance options can achieve lifetime income through regular payouts to retirees.
Do Retirement Portfolios Need ‘Protected’ Income?
Acquiring annuities and delaying Social Security claims are important steps in goal-based retirement planning, according to a new white paper.
Americans Plan to Increase Savings Amid Concerns About Affordability
Nearly seven in 10 mass affluent respondents (an income level at or above $90,000 annually) plan to increase their savings...
BlackRock, Policy Group Detail Results of Delaying Social Security, Adding Guaranteed Income
Researchers ran participant simulations to show retirement income spending power could get an almost 30% boost with the strategies.
Cover Story
Leadership in Practice
This year’s PLANADVISER Industry Leader Awards recognize outstanding plan advisers, and others, who are making positive changes in this noisy...
Pitney Now Heading TIAA’s Lifetime Income Default Unit
Former institutional investments distribution lead Tim Pitney will now focus on lifetime income features as default options in defined contribution...
CBO Says Social Security Trust Funds May Be Depleted by 2033
Retirement advisers may need to counsel on a 23% reduction in Social Security benefits within the next decade if the...
Momentum is Growing to Educate Advisers on Plan Options for Lifetime Income
Retirement industry groups are ramping up efforts to help advisers understand and compare annuities for plans and consider how to...
Allianz Life Launches Income Annuity for Use in DC Plans
Allianz finds growing numbers of U.S. workers want guaranteed income options in their employer-sponsored retirement plan.
Workers Worried About Inflation Are Delaying Retirement
A Nationwide Retirement Institute report shows a spike in workers who are feeling on ‘the wrong track’ for retirement.
Social Security Concerns Drive Early Benefit Claims
Almost half of workers surveyed (48%) have no strategy to generate retirement income, Schroders finds.
Compliance Consult
Guaranteed Lifetime Income
Plan fiduciaries have a safe path to offering the products and features.
Retirement Industry Rallies Around LIFE Act
The bill would amend the DOL’s current default investment safe harbor regulations to allow, but not require, a retirement plan’s default investment to include a limited investment in...
How Advisers Can Help Low-Income Workers Save in Employer-Sponsored Plans
Financial wellness campaigns that explain the benefits of delaying Social Security until full retirement age can also help low- and...
Educating Participants About Lifetime Income Projections Is Key
Retirement plan advisers and plan sponsors are ramping up support so participants will understand newly implemented projected lifetime income illustrations...
Advisers Have Window to Help Women Strengthen Retirement Readiness
A survey shows that, because of the COVID-19 pandemic, many women feel they are on the wrong track for retirement.