Adults Without Children More Concerned About Retirement Saving Than Parents, per Survey
According to an Allianz study, 54% of adults without children feel confident about their ability to meet savings goals for...
Data & Research
HSAs Reach Record Balances, Low Levels of Investments
Only 18% of health savings accounts in 2024 had investments in assets other than cash, according to EBRI.
How Advisers Can Break Down Barriers Between Saving, Spending
An IRIC white paper suggests the retirement industry should build ‘behavioral infrastructure’ for decumulation.
Small Businesses’ Retirement Coverage Gap Could Narrow With Education
Misperceptions, rather than economic hardships, may be behind the lack of coverage, according to the Center for Retirement Research.
CITs, Retirement Income Features Gain Traction in $5.3T TDF Market
Twenty years after the Pension Protection Act popularized target-date funds, a Sway Research report looks at key trends among TDFs.
AARP Finds US Adults Concerned Over Social Security
Nearly all surveyed US adults viewed Social Security as important and 91% wanted Congress to take action to preserve it...
Heavy AI Users Report Greater Gains in Advisory Practices
Advisory firms incorporating artificial intelligence in most core workflows reported higher productivity and staff retention, but advisers shared mixed opinions...
Reports Highlight New Planning Horizon
Increasingly, financial planners are encouraging clients to start building wealth earlier in life and placing greater emphasis on long-term support...
Advisers’ Alts Investments Outpace Plan Sponsor Adoption
As advisers’ private capital investments are expected to nearly double in five years, surveyed plan sponsors and participants have mixed...
‘Zero-Fee’ IRAs Contain Many Hidden Costs
‘Hidden’ fees may cost participants as much as 1.3 basis points, according to analysis by PensionBee.
Workers Delay Retirement Amid Financial Uncertainty, Surveys Show
Among surveyed employers, 69% reported their employees delaying retirement due to financial uncertainty.
Investors Prioritize Their Own Research for Financial Decisions, but Still Seek Advice
Though more than half of retail investors surveyed by Betterment relied most on personal research and judgment, they did not...
Providers See Managed Account Growth in Personalization
As managed accounts gain traction in defined contribution investment lineups, providers say customized advice can improve participant outcomes.
Retirement Confidence Can Be Boosted by Financial Advice, Written Plan
A LIMRA study finds most pre-retirees have thought about how they will generate income in retirement—but many have not acted...
Adviser Recruitment, Development Gain Importance as Retirements Rise
According to Cerulli Associates, advisory firms need to rethink how they handle rookie advisers, as about one-third of current advisers...
Younger Adults Favor Self-Directed Financial Guidance Over Advisers, per Edward Jones
A study in partnership with Gallup found 75% of Gen Z adults used the internet for financial advice, compared with...
In Q2, 529 and ABLE Accounts Maintain Growth
The assets invested in 529 savings and prepaid plans grew to $654 billion over the quarter.
One-Quarter of Employees Tap Retirement Savings for Emergencies, per Survey
SecureSave found that 25% of respondents had already dipped into their retirement savings to cover an unexpected expense.
Annuities Sales Reach New Heights in Q2 2026, per LIMRA
Total US annuity sales reached a record $123.9 billion in the second quarter.
Americans Cite Affordability as Top Barrier to Financial Progress
A joint study from McKinsey and the Kellogg Foundation found that employers can help facilitate economic mobility.