Only 31% of Hispanic Workers Participate in a Workplace Retirement Plan
Morningstar says there are several factors besides lower income that could contribute to the lower savings relative to other demographic groups.
Calmer Summer Yields to Volatile Fall for U.S. Investors
Individual and institutional investors were feeling better about market risks before getting a Delta-driven reality check.
Retirement Plans and Life Insurance Contribute to Employees’ Financial Security
Employees surveyed say these benefits contribute a lot to their feeling of financial security, but 83% are at least somewhat interested in help with accumulating emergency savings.
Advisers Reflect on How the Annuity Sales Process Could Be Improved
A new survey shows experience clearly counts when it comes to how comfortable advisers are selling annuity products in an evolving regulatory and economic landscape.
DCIO Service Providers Report Significant Momentum
As they head into 2022, DCIO sales and marketing units report appreciating stock prices and improved net sells that they expect to continue.
Adviser Industry Posts Another Quarterly M&A Record
Echelon’s latest merger and acquisition research finds U.S. private equity firms and strategic acquirers are pivoting their attention overseas as the competition for assets and talent heats up.
PRT Activity Anticipated to Increase Within the Decade
Several factors will likely drive more mid-market and large plan sponsors to initiate pension risk transfer (PRT) transactions, surveys show.
Specialist Advisers Say Cybersecurity Practices a Top Factor in Recordkeeper Selection
A Cerulli Associates report finds recordkeepers expect to beef up their cybersecurity staff.
Calling Advisers With HSA Expertise
If you are an adviser who has successfully integrated health savings account planning and investing into your practice, you may want to speak at our upcoming virtual HSA Review event.
Plan Sponsors Want More Information on Guaranteed Lifetime Income Solutions
Most employers say they are waiting for their financial advisers or consultants to counsel them on the benefit.
Americans Comfortable Engaging With Financial Advisers via Mobile Tools
However, 20% say they expect to connect via mobile apps and over the phone less when the pandemic is over.
The Many Barriers to Financial Advice and Confidence
New Allianz Life research analyzes the significant gaps in access to financial services found among different demographic groups in the United States.
Gen XYZ Investors Are Redefining Adviser Relationships
Described as investors born after 1965, this group prioritizes digital communications and broader wellness needs and is willing to work with multiple advisers.
Mercer Encourages Employers to Better Support Their Workers
The firm says employee satisfaction tends to trend higher for employers that offer superior benefits.
The Advantages of Managing Retirement Plans Through a Single Recordkeeper
A Principal study finds employer and employee satisfaction levels are higher when plan sponsors work with one recordkeeper.
Teacher Pensions Are Broad Retirement Security Issue
A new report from nonprofit group Bellwether Education Partners ranks public school teachers’ pensions by state, arguing that everyone has a stake in pension systems that are supported with public dollars.
‘Public-Private’ Retirement Programs Have Strong Support
An AARP poll taken in Michigan identified widespread approval for the concept of a state-run retirement savings program for workers who lack access to other retirement savings opportunities.
Empower Says Drop the Jargon, Focus on Clarity
Lawmakers Running Out of Time for Fixing Social Security
The more they wait, the more significant the changes affecting workers and beneficiaries will be, according to the Social Security Board of Trustees' annual report.
Without a Financial Plan, U.S. Workers Grapple With Debt
Meanwhile, the IRI says most workers nearing retirement haven’t saved enough.