ESOPs Benefit Plan Sponsors and Participants
Research examines how employee stock ownership plans have helped workers and employers alike throughout the COVID-19 pandemic.
Data & Research
Americans Focused on Financial Security and Planning
A New AIG Life & Retirement study shows respondents are focused on long-term financial planning, with many intending to seek help from a financial professional during 2022.
Advisers Say Clients Are Showing Increased Interest in ESG, Crypto Options
A new survey suggests advisers are also using social media more often to reach new clients, though many argue that better technology tools would greatly help with this.
Total Annuity Sales Highest Since 2008
The Secure Retirement Institute says strong equity market growth in the fourth quarter and in 2021 helped to propel the growth.
Nearly 60% of Investors Surveyed Want Digital Assets in Retirement Plans
However, the survey found almost two-thirds of advisers wouldn’t recommend retirement investors allocate funds to any digital asset.
Many Retirees Feel Better About Finances Despite Pandemic
Research from the SOA suggests that retirees are doing better than they expected they would while working, despite the ongoing...
OregonSaves State-Run IRA Program Shows Some Successes
Early evidence suggests that the mandate for employers that don’t offer a retirement plan has boosted retirement savings.
Policy Proposals Could Help Tackle Retirement Savings Shortfalls
EBRI examines the potential effects several legislative motions would have on projected retirement savings.
Hub Expects Good Retirement Outcomes for American Workers
A solid retirement plan is essential for workers’ financial well-being and may be just as important as health benefits, the...
New Data Might Help Advisers Address Plan Participants’ Savings Gaps
EBRI compared accumulated net worth, retirement plan and student loan incidence for Baby Boomers, Generation Xers and Millennials at the...
Retirement Plan Advisers Can Explore Decoupling Designs With Employers
Plan sponsors can take advantage of novel plan designs that share risk, including pooled employer plans, to broaden employer-sponsored benefits.
70% of Eligible Employees Have Joined California’s State-Run Retirement Program
Early evidence suggests the mandate for employers that don’t offer a retirement plan to join CalSavers is driving adoption of...
Why Edward Jones Is Funding Alzheimer’s Research
The simple fact of the matter is that debilitating neurological diseases such as Alzheimer’s present a major financial and physical...
Advisers Have Window to Help Women Strengthen Retirement Readiness
A survey shows that, because of the COVID-19 pandemic, many women feel they are on the wrong track for retirement.
Legislative Retirement Reforms Over 25 Years Might Have Primarily Benefitted Wealthy Individuals
A University of Virginia law school professor examines the impacts that policy changes, which intended to boost retirement savings, have...
Millennial Home Ownership Crippled by Student Debt
Student debt has put those in the Millennial generation at a disadvantage when it comes to turning their education into...
Inflation Figures and Volatility Expectations Confront Investors
While supply chain bottlenecks have lasted longer than initially expected, LGIMA says it believes inventories will eventually catch up as demand moderates.
Employees More Concerned About Immediate, Rather Than Future, Financial Needs
However, a survey suggests engagement with financial wellness programs boosts retirement confidence.
Increasing Exposures to Private Equity Boosts Retirement Security
EBRI research shows the impacts on participants’ retirement security of replacing TDF equity exposures with private equity allocations for participants...
Long-Term Care Insurance Payouts Jumped During 2021
Clams paid this year represent a $2 billion increase over the total benefits paid by the long-term care insurance industry in 2018.