Many Workers Wish They Had Started Saving Earlier
The majority are open to automatic enrollment and escalation.
Tag: Retirement Income
Public Plans for Private-Sector Workers
Significant attention is building around public-sponsored retirement plans for private-sector workers, but what will these plans mean for established industry providers?
Experts Advise Investors to Accept Short-Term Volatility
They point out that volatility is the price investors pay for potential returns.
33% Say Social Security Will Be Primary Retirement Income
For 80% of Americans, they will rely on Social Security substantially or somewhat.
Beliefs Range Widely on Social Security Stability
Many workers in the U.S. lack confidence in Social Security, yet more than half have done nothing to address personal longevity risk.
Advisers Viewed as Highly Effective
More than nine out of 10 investors say advisers are helping them reach their financial goals.
trendspotting
Trendspotting
Annuities Seen as the Better ChoiceAn analysis of systematic withdrawals vs. annuities Art by Michela ButtignolAn academic analysis by Mark Warshawsky, a visiting scholar at the Mercatus Center at...
Health Care Costs Remain Major Retirement Expense
A 65-year-old couple can expect to pay $220,000 on health care in retirement, a government group says.
Participants Need Skilled Support on Decumulation
Advisers can add value for their plan sponsor clients by strategizing the participant account drawdown process.
Tech Firm Says Calculators Can Improve Savings
One key to better engagement in the retirement savings effort is improving knowledge about how assets and liabilities accumulate, according to financial technology provider SmartAsset.
Annuitization Costs Dropped During Q2
A BlackRock analysis finds the cost of future retirement income dipped in the second quarter—the first substantial quarterly drop since at least 2013.
Retirement Problem Spans Coast to Coast
Find out how your home state performs in a new set of national retirement readiness rankings.
The Social Security System Can Be Fixed
Although it is projected to become insolvent in 2034, researchers say a small payroll tax increase could save it.
Study Suggests Millennials Interested in Annuities
Many are looking beyond traditional savings vehicles to fuel their retirement, the Indexed Annuity Leadership Council says.
Social Security Gains a Year of Solvency
The combined trust fund reserves are still growing and will continue to do so through 2019, the annual Trustees Report says.
Social Security Statements Not Changing Behaviors
Studies reveal that while Social Security benefit statements increase individual’s knowledge of how much they can get and when, it has not changed claiming behavior.
Social Security Strategies Look at Angle for Same-Sex Couples
Prudential’s 2012 “Innovative Strategies to Help Maximize Social Security Benefits” has been updated to address concerns for same-sex couples in the wake of the Supreme Court decision.
Financial Engines Updates Social Security Tool
The Financial Engines Social Security planner will incorporate new data from the Social Security Administration.
DOL Clarifies Annuity Selection Safe Harbor Regulation
In a Field Assistance Bulletin, the DOL answers questions it has received about the fiduciary selection safe harbor regulation for DC plans.
SSA Makes Benefit Data Available for Advice Tool
Betterment will use newly available Social Security benefit data in its RetireGuide advice engine.