Tag: Retirement Income

An analysis finds the standard retirement age needs to be bumped up more than a few years to prevent the total loss of government-provided retirement income.

Defined contribution retirement plan sponsors remain cautious and curious about structured withdrawal products.

New information used by the Investment Company Institute results in a downward revision.

The association wants to help sponsors better prepare participants for retirement.

Academics working with the Michigan Retirement Research Center have carefully developed a new retiree spending model showing singles tend to have higher medical spending in retirement vs. their...

Part of what makes universal retirement planning advice hard to apply is that consumption datasets are inherently noisy, and “savings is the flip side of consumption.”

Prudential Investments DCIO executive Michael Rosenberg warns investors not to leave their portfolios exposed to “bad luck” in the five or 10 years before retirement. 

Research from Prudential reminds young workers of the impressive power of compound interest in building retirement wealth—and that no risk means no reward. 

ERISA attorney outlines key fiduciary responsibilities related to retirement plan distributions and rollovers.

EBRI research shows households do, on average, spend less once they reach retirement, “but not all households, and not in the same ways.”

An RBC Wealth Management poll finds a majority of Americans don’t believe promised Social Security benefits will be there for them. 

HealthView’s research indicates that current income replacement ratio-based calculators fail to suggest sufficient income for retirees to afford quality health care and maintain their planned standard of living...

About two-thirds surveyed believe they will need less than $1 million in today’s dollars in order to retire, or aren’t sure how much they will need.

Fixed-indexed annuities are posing a threat to traditional variable annuities, according to new research from Cerulli Associates.

There is a concept in biology called punctuated equilibrium, in which long periods of stability are interrupted, rapidly and unpredictably, by meaningful change. It’s an apt metaphor for...

They say savings should determine when to retire.

Two in three older advisory clients are seeking help with income planning, but only one-third of financial professionals actively advise about indexed annuities.

A Wells Fargo study finds those ages 55 to 59 have three times more saved, on average, than those in their 60s.

The result depends on an employee’s salary level and the level of pre-retirement income to be replaced.