PSNC 2015: Designing Plans for Optimal Outcomes
What’s your definition of an optimal plan outcome?
Tag: Retirement Income
Study: Many Older Households Lacking Savings
The GAO reports that maybe half of near-retirees have no money put aside.
talking points
Talking Points
Tired of giving the same old presentations? Use these nuggets of information to spruce them up.
trendspotting
Trendspotting
A look at the latest concerns and actions among employees, and what they mean for advisers
Few Have Retirement Distribution Plans
More than half (56%) of retirement plan participants have no strategy for making their money last throughout retirement.
Government Improves Measure of Retirement Income
Income from individual retirement accounts (IRAs) and 401(k)-type plans was being missed in the U.S. Census Bureau’s Current Population Survey (CPS), EBRI says.
Young and Low-Income Americans Need Saving Support
Even among those saving for retirement, most have no or limited confidence in their ability to manage their retirement investments.
Math on Net 401(k) Outflows Not So Troubling
While market returns and auto-features are expected to tamper the impact of Boomer-driven outflows, advisers see the need to prompt additional savings to keep plans healthy.
Sponsors, Participants Warming Up to Guaranteed Income Options
LIMRA Secure Retirement Institute calculated that 3 million participants have access to an in-plan income guarantee through their employee-sponsored retirement plan in 2014, a 32% increase from 2013.
Many DB Plan Sponsors Still Considering Risk Transfer
A survey of North American defined benefit (DB) pension plan professionals conducted by Clear Path Analysis found 23% are still considering transferring plan liabilities to a third-party insurer...
Russell Investments Launches Multi-Strategy Income Fund
The new Multi-Strategy Income Fund from Russell Investments seeks to balance the need for generating income today with the need to generate sustainable future income.
Variations of ‘Bucket’ Strategies for Retirement Income
Ask several different financial experts what it means to set up “buckets” for retirement income, and you may get several different answers.
Natixis Introduces Retirement Spending Accounts
A product released by Natixis Global Asset Management addresses individual investors’ worries about the costs associated with living longer.
Most Working Age People Plan to Partially Retire
The idea of “semi-retirement” has grown in popularity among working age people, but less clear is how to turn hope into reality when it comes to timing retirement.
Number Expecting to Rely on Social Security Increasing
U.S. nonretirees are more likely to say Social Security will be a major source of income in their retirement than they have been at any point in the...
Clients Still Need Conservative Investment Options
With numerous Baby Boomers retiring and current market and interest rate risk factors, conservative investment options remain an important part of the retirement plan menu.
Cost of Deferred Retirement Income Has Climbed
The estimated cost of purchasing future lifetime retirement income for workers in their 50s and 60s climbed during the first quarter of 2015, according to BlackRock’s CoRI Retirement...