Search results for: volatility
Higher Discount Rates, Reduced Liabilities Improve December Pension Funding
2025 ended on a high note after market volatility shook defined benefit plan finances during the first quarter.
Senator Elizabeth Warren Blasts Crypto in 401(k)s in Letter to SEC
The Massachusetts Democrat previously criticized adding private investments, such as digital assets, to retirement plans.
Emotionally Intelligent Advisers May Make Annuities More Appealing
Artificial intelligence analyzed metadata from 12,000 client meetings to determine how financial advisers’ behaviors influence client decisionmaking.
A New Year of Evolution for Alts in DC Plans
Industry experts say 2026 will be defined by policy momentum and plan sponsor caution over alternative assets in defined contribution plans.
Crossmark’s Doll Projects ‘High-Risk Bull Market’ in 2026
The US will remain a resilient economic growth engine, but the downside of the growth is upward pressure on inflation, according to market forecaster Bob Doll.
How Income Floors Save Retirees From Underspending
Underspending is a common habit among retirees, but a minimum income with additional guaranteed sources can help retirees overcome fear for their nest eggs.
Research Finds Slowdown in Spending During Retirement
Spending for the average retiree gradually declines by more than 30% between ages 60 and 85, according to a new J.P. Morgan report.
Vanguard Predicts AI-Centered Economy, Steady Inflation in 2026
The US is positioned for a modest 2.25% acceleration in economic growth and 2.6% core inflation, according to Vanguard’s 2026 economic outlook.
Employers Rank Health Care Cost Control as No. 1 Priority
The new top goal bumps talent attraction and retention down to third in an annual Brown & Brown study.
Private Markets for DC Plans: Evolution or Revolution?
Workers deserve diversified portfolios for their defined contribution plans, according to financial commentator Anne Lester, who identified adding private assets into 401(k) plans as a good first step.
Employees, Employers Disclose Major Gaps in Retirement Awareness
While plan sponsors overestimated participant preparedness, advisers can help ensure that those two groups are on the same page.
Circuit Court Confirms Dismissal of Lawsuit Against New York Teamsters’ Pension
A New York district court had previously ruled that the pension plan's investment strategy did not violate fiduciary duties.
Turning Family Bonds Into Advisory Firm Continuity
Parents and children who work in the same retirement plan practice find strength in numbers.
Sponsored by American Century Investments
Cracking the Retirement Code: Income Replacement Rates
Will future retirees have enough income to maintain their pre-retirement standard of living? A retirement plan without an income replacement plan is just a savings account, which could...
Sponsored by American Century Investments
SEC to Focus on Protections for Retirement Investors, Products
The Securities and Exchange Commission’s Fiscal Year 2026 Examination Priorities, released on Tuesday, signals heightened scrutiny across investment advisers, funds and broker/dealers.
How DC Plans Can Close the ‘Guarantee Gap’
The annuity provider TIAA studies how defined contribution plans can add guaranteed income options.
Charles Schwab Traders Stay Bullish, but Anticipate Stagflation
Most surveyed traders said the market will have a strong fourth quarter, but long-term economic concerns are mounting.
Retirement Pros Urge Caution With Alts in DC Plans
A recent panel of retirement and investment professionals argued for a slow and documented adoption process when including private assets in defined contribution plan menus.
How Advisers Right Retirement Planning Gone Awry
From helping clients regain a sense of financial control to locating held-away retirement accounts, Pontera details the key roles filled by financial advisers.
Is the ‘4% Rule’ of Decumulation 100% Wrong?
From insurance overlays to TIPS ladders, retirees have options to replenish their savings, rather than only withdrawing and risking account depletion.