Tag: Roth

The study finds most people do not consider tax implications before deciding whether to defer into retirement plans' pre-tax or Roth accounts.

This is according to a survey by the Committee on Investment of Employee Benefit Assets Inc. of its members.

This is up from 8% in 2011.

Among employers offering Roth 401(k) savings programs, 40% now offer matching contributions.

The amount of employers offering Roth contributions in their 401(k) plans rose by 50%, according to a study by T. Rowe Price.

$7.4 trillion is currently invested in individual retirement accounts, the ICI reports.

Investing in a Roth versus a traditional IRA effectively raises the limit on what one can save, leading to materially greater wealth in retirement in the vast majority...

A Transamerica survey found that 34% of Americans believe extending the Saver’s Credit to all filers regardless of income should be a priority for incoming President Donald J....

The new product automates the process of optimizing asset location to boost an investor's cumulative after-tax returns.

“Tax incentives for retirement savings are designed to help people build a nest egg,” says one high-ranking member of the Senate Finance Committee, “not a golden egg.”

According to ICI data, at year-end 2014, nearly a third of Roth IRA investors were younger than 40, compared with just 15% of traditional IRA investors. 

Contrary to conventional advice, researchers found the largest economic benefits from Roth investments accrue to high-income investors.

No comments were received regarding the proposed regulations, so the IRS finalized the proposed regulations, with a one-year delay of the applicability date.

A Willis Towers Watson survey found less than 10% of plan participants that have the option currently make Roth 401(k) contributions.

First-time health savings account usage also increased nicely.

For some clients there are major potential benefits in converting pre-tax retirement plan accounts to a Roth account. For others it’s a pretty bad idea and can lead...

Employees can set up payroll deductions to fund their “my Retirement Account.”