Tag: retirement savings

According to a Charles Schwab report, the average account balance decreased approximately 20%, year-over-year.

Nearly half of self-directed investors feel less confident in their ability to save enough money to live comfortably throughout retirement, according to The Janus Henderson 2022 Retirement Confidence Report.

Data from more than 35 million participants in Fidelity accounts shows a steep hit to balances during the market downturn, but the majority of workers (86%) kept their savings contributions unchanged.

Venture-capital backed startup Lilly Funds recently launched a savings app to ship cash rewards from purchases to retirement accounts.

The wealth accumulation gap between women and men is largest in leadership roles, in part because the pay trajectories for women are significantly lower than men, new study finds. 

Allianz finds growing numbers of U.S. workers want guaranteed income options in their employer-sponsored retirement plan.

The growing wealth of younger generations brings more challenges – and opportunities – to the investing and retirement planning sector, according to a report from Cerulli.

A new Goldman Sachs Asset Management retirement report finds  myriad competing financial priorities are impeding participants from saving sufficiently for retirement. 

New retirement research shows that plan participants are increasingly growing frustrated in today’s market. 

Research looked at the impacts of framing future moments in time as opportunities to save for retirement  

In addition to deciding whether to save for retirement or pay down debt, employees should think about how much they can contribute to an emergency short-term savings.

Penny framing has been shown to boost DC plan outcomes, in research and practice, and can help low-income participants save for retirement. 

A recent webinar gave state governments the opportunity to share updates on their progress in implementing q state-facilitated retirement savings programs.

Research found written plans are associated with higher savings and bigger emergency funds.

A University of Virginia law school professor examines the impacts that policy changes, which intended to boost retirement savings, have had on average inflation-adjusted savings for low-income individuals.

EBRI research shows the impacts on participants’ retirement security of replacing TDF equity exposures with private equity allocations for participants who have access to a plan and invest in TDFs.