Tag: Retirement Income
EBRI Shares Factors That Impact Retirement Readiness
The Employee Benefit Research Institute (EBRI) has answered questions posed in a recent Senate committee hearing about retirement savings.
Americans Struggle to Save for Future
Less than half (46%) of those in households making $50,000 per year or less have a retirement plan in place.
Paper Poses New Withdrawal Rate Method
Today’s low interest rate environment can take a bite out of what would normally be a sustainable withdrawal rate in retirement, Morningstar said.
Retirement Assets Could Hit $22T
Investible retirement assets of U.S. households aged 55+ will nearly double, to $22 trillion by 2020, LIMRA research predicted.
Middle Class Could Face Inadequate Resources
Workers today are less likely than their parents or grandparents to keep up the standard of living from their working years in retirement, research found.
Guaranteed Lifetime Withdrawal Has Benefits, Risks
Benefits, risks and regulation that varies from state to state can make choosing annuities with guaranteed lifetime withdrawals tricky for older Americans.
Tax-Advantaged Accounts Are Critical
Most investors (83%) say 401(k) and other tax-advantaged accounts are extremely (43%) or very (40%) important to a comfortable retirement.
Improving Retirement Savings for Executives
Supplemental, non-qualified retirement plans are important for executives earning more than $125K annually.
retirement income
Steady Stream: 2012 Retirement Income Buyer’s Guide
Retirement income products attempt to give investors a retirement salary
Millennials at Risk for Low Savings
Millennials need help to participate in employer-sponsored retirement plans, according to Wells Fargo.
IRA Assets Hit $5 Trillion in 1Q
Individual retirement account (IRA) assets reached $5 trillion in the first quarter of 2012, according to research from Cerulli Associates.
Lack of Retirement Goal Stresses Women Most
Most women lack a specific retirement savings goal, which may link to higher levels of financial stress.
Health Care Tops Retirement Worries
Looking ahead to retirement, investors have several financial concerns.
Many Not Preparing Well for Retirement
A significant number of investors are lowering their expectations for their retirement lifestyle.
What’s the Price of Retirement Confidence?
Saving and spending behaviors fluctuate wildly, setting the stage for varying levels of retirement confidence among Americans, a study found.
Social Security Not Counted Out Yet
Baby Boomers have not totally counted out Social Security as a source of retirement income.
Retirement Distributions and Lifetime Income
Having a prearranged retirement plan distribution methodology is important.
Standard of Living May Not Be Sustainable
The National Retirement Risk Index (NRRI) shows that more than half of households may be unable to maintain their standard of living in retirement.