Tag: Retirement Income

 Using the Internal Revenue Service’s (IRS’s) required minimum distributions (RMD) as a withdrawal strategy does almost as well as traditional options and outperforms the 4% rule.  

Retirement security remains a concern for many Americans, particularly in terms of maintaining a “reasonable” standard of living for the rest of their lives.

Golden Retirement LLC’s Savings2Income program (S21) aims to address the needs of Baby Boomers planning for retirement with a combination of tax strategies and annuities.

RetireEase Choice, a flexible premium deferred income annuity from MassMutual, was designed to guarantee a future income stream for financial security.

The annual snapshot of U.S. household finances from Hearts & Wallets reveals a prolonged negative impact on retirees as a result of low interest rates. 

Any new retirement income tier adopted by the U.S. government should not just target those without access to a retirement plan, a paper asserts.

Discussions about retirement income offer a chance to get plan sponsors and participants thinking about a holistic retirement solution, according to Ralph Ferraro, EVP, head of product development...

Plan sponsors and providers should provide believable retirement income solutions for participants.

Employees should aim to save at least eight times their ending salary to meet retirement income needs, Fidelity Investments suggests.

A study of Baby Boomer spending habits reveals many carry mortgage and other debts into their near-retirement years.

The average investor thinks a mutual fund will help meet retirement goals, but is not confident it will provide an income stream. 

Determining cash flow and examining fixed expenses are crucial in achieving retirement readiness, according to financial advisory firm’s “90/70/30” Rule.”

Financial advisers consider addressing the issue of Social Security with their clients to be a central and important task, a recent analysis finds.

An analysis from the Social Security Administration (SSA) shows how income replacement in retirement decreases over time.

Baby Boomer voters, ages 50 to 64, who are still working are pessimistic about retirement, an AARP survey found.

Most advisers (95%) believe their investment strategies will help clients meet retirement income needs, despite the challenges of managing volatility and generating sufficient income for current retirees.

Financial services firms are making adviser education a priority and expanding the scope of retirement goals, a survey found.

 Mercer's Outsourcing business selected Millennium Trust Co. as the exclusive provider for its clients' automatic IRA distribution needs.