Healing Powers for Sick 401(k) Retirement Plans
Participation can be greatly improved through auto features.
Perspectives
Helping Clients Avoid Failed ADP Tests
Many plan sponsors find some of their employees cannot take full advantage of 401(k) plans because of failed ADP tests.
Utilizing Technology in Networking
Technology can replicate the value of a good assistant.
How Much Do You Know About Networking?
How much do you really know about successful networking
at events?
Plan Health: The Renewed Frontier
Plan sponsors are creating a retirement readiness crusade.
Chepeni(k)’s Thoughts: Savings, Not Investment Selection, Is the Key to Successful Retirement Plan Outcomes
3(38) advisers are not the answer to America's retirement savings crisis.
Your 30-Second Introduction
We live in a time where advertisement-length attention spans are the norm.
The Next Great DB Risk: Complacency
What a difference a year makes—strong investment performance and a modest rise in interest rates during 2013 caused a steep increase in the funded status of the typical defined benefit (DB) plan, reversing a multi-year downward trend.
DC Plan Loans: A Good Idea or Bad Idea?
In a perfect world, plan loans wouldn’t exist.
Relationship Capital
You’ve heard of financial capital, but do you know about relationship capital?
Should You Offer Special Education for Sector or Specialty Funds?
Every plan and every employee population is somewhat unique, so the decision about special education should be considered by fiduciaries on a plan-by-plan basis.
Defusing the Target-Date Time Bomb
The trend of auto-enrolling employees into defined contribution plans is accelerating.
A Booming Opportunity for Financial Professionals: Business Owners and ESOPs
Among the massive waves of Baby Boomers heading into retirement are a significant number of business owners who face a dilemma—they want to transition into retirement but, for many, the bulk of their nest egg is tied up in the business itself.
Chepeni(k)’s Thoughts: Employer Matching Contributions Not a Panacea
I learned one of my favorite words when I was living in Louisiana: lagniappe. It refers to a small gift a merchant gives a customer when they buy something. Loosely translated, it means “a little extra.”
DC Jargon Contributing to Retirement Savings Crisis
Complicated, non-intuitive terminology is a barrier to plan participation, endangering the retirement security of large numbers of Americans.
Transitioning from Retirement Savings to Retirement Income
We have reached an inflexion point in America. Boomers are pouring into retirement age at a pace of 10,000 per day.
Want Referrals? Make the Fear Go Away
Referrals are all about fear! Asking your best clients and centers of influence (COIs) to connect you with their friends and colleagues is like asking them to write naked call options on their relationships.
Need Engagement Ideas? Try Broker Sites
Motivating someone to plan for an event that is years or even
decades away is difficult.
Three Steps to Success with Small Retirement Plans
Think small retirement plans aren’t worth your time? If so, you may be missing out on big opportunities.
Delegating/outsourcing: When does it make sense?
It can make good sense for an adviser to share plan responsibilities when it is likely to lead to improved outcomes or reduced costs.