Participation can be greatly improved through auto features.
Many plan sponsors find some of their employees cannot take full advantage of 401(k) plans because of failed ADP tests.
Technology can replicate the value of a good assistant.
How much do you really know about successful networking at events?
Plan sponsors are creating a retirement readiness crusade.
Chepeni(k)’s Thoughts: Savings, Not Investment Selection, Is the Key to Successful Retirement Plan Outcomes
3(38) advisers are not the answer to America's retirement savings crisis.
We live in a time where advertisement-length attention spans are the norm.
What a difference a year makes—strong investment performance and a modest rise in interest rates during 2013 caused a steep increase in the funded status of the typical defined benefit (DB) plan, reversing a multi-year downward trend.
In a perfect world, plan loans wouldn’t exist.
You’ve heard of financial capital, but do you know about relationship capital?
Every plan and every employee population is somewhat unique, so the decision about special education should be considered by fiduciaries on a plan-by-plan basis.
The trend of auto-enrolling employees into defined contribution plans is accelerating.
Among the massive waves of Baby Boomers heading into retirement are a significant number of business owners who face a dilemma—they want to transition into retirement but, for many, the bulk of their nest egg is tied up in the business itself.
I learned one of my favorite words when I was living in Louisiana: lagniappe. It refers to a small gift a merchant gives a customer when they buy something. Loosely translated, it means “a little extra.”
Complicated, non-intuitive terminology is a barrier to plan participation, endangering the retirement security of large numbers of Americans.
We have reached an inflexion point in America. Boomers are pouring into retirement age at a pace of 10,000 per day.
Referrals are all about fear! Asking your best clients and centers of influence (COIs) to connect you with their friends and colleagues is like asking them to write naked call options on their relationships.
Motivating someone to plan for an event that is years or even decades away is difficult.
Think small retirement plans aren’t worth your time? If so, you may be missing out on big opportunities.
It can make good sense for an adviser to share plan responsibilities when it is likely to lead to improved outcomes or reduced costs.