Tag: Retirement Income

Effectively managing income taxes over a lifetime requires a careful balance of a person’s current tax burden with the need to achieve tax diversification for the unknown future. 

Most older Americans know very little about annuities, but the majority believe a source of guaranteed lifetime income in retirement is important, according to a study by the...

Health savings account holders with a DC employer match contributed $1,054 more to their HSAs in 2016 than those with no DC employer match, according to data shared...

Prudential data shows fully 25% of women indicate that they don’t think they’ll ever be able to retire, compared to 14% of men.

Advisers say that parents should still consider their own needs, even when putting a child through college is a priority.

Speakers at the 2017 PLANSPONSOR National Conference said changes may be coming to spur more creative lifetime income products and solutions for retirement plans.

Longevity, lower investment returns, and inadequate savings are contributing to a growing shortfall in what individuals will need for a longer retirement, a report says.

One-quarter of people in the 18 to 29 age bracket are planning on drawing down from Social Security in their retirement.

Prudential Financial says adding guaranteed income solutions in defined contribution (DC) plans can help reduce the amount participants would need to save by as much as 36%.

More than half (55%) of survey respondents say they feel prepared to manage their income in retirement, yet only 21% anticipate their nest egg will last for their...

Despite retirement industry suggestions that Americans should draw down less income in retirement, a paper suggests older Americans are not spending enough to live their retirement dreams.

“Although more women are taking the reins of their household finances, divorce and widowhood remain significant roadblocks to achieving true financial security,” according to a new study from...

J.P. Morgan’s head of target-date strategies urges plan advisers to reexamine the “critical role of fixed-income assets in target-date funds,” highlighting ways they can help clients generate stronger...

Providers are enhancing managed accounts with new features and are seeking to maximize the benefits of these solutions in order to outweigh their costs. 

As the supply of savings rises relative to demand, the “market-clearing return” on savings declines.

Data from Northern Trust shows retirement plan investors have done well in the last year and in the last quarter, in particular, but long-term return assumptions remain muted...

Retirement savings accounts and Social Security are the top two sources of income that today's non-retirees expect to rely on the most.

State Street Global Advisors is just the latest firm to tell PLANADVISER that serious policy conversations going on behind closed doors in Washington very much include retirement tax...

News headlines surrounding the recent U.S. elections and the future of the Affordable Care Act have left many investors unnerved, says Jim Jessee, with MFS.