Tag: Retirement Income

Clients and advisers alike often overlook the possibility of divorce or losing a spouse in their financial planning, according to TD Ameritrade’s latest survey.

Forty-six percent say they would “save less” or “stop saving” in their 401(k) if the tax deferred status of their plan was taken away, according to the Wells...

More than one-third of retirees continue to grow their assets, BlackRock found.

However, they also do not live as long those with a higher socioeconomic status.

Siding with the district court, the 3rd Circuit ruled simply that “plan participant bargaining power … is not a substantive element of a top-hat plan.”

The latest deficit increase was driven primarily by the ongoing financial decline of several large multiemployer plans that are expected to run out of money in the next...

Research also found the youngest and oldest investors were most perceptive to using employer-sponsored retirement planning resources.

Researchers have developed diverse approaches for quantifying the adequacy of retirement income, focusing on different groups of retirees and employing different definitions of income and adequacy, a CBO...

Investors say the most important question an adviser can answer is how much can they afford to spend each year in retirement, according to a Dimensional Fund Advisors...

The GAO and the Treasury Department have also called for greater use of DC plan lifetime income options.

Fewer than one-third of Americans have $100,000 or more saved for retirement, an IALC survey finds.

The department believes an oversight bureau, created to assess the financial strength of annuity providers, would help employers and advisers become more comfortable including annuities in retirement plans.

Because of shared and predictable expenses, they also offer greater benefits than defined contribution plans, the National Institute on Retirement Security says.

A survey finds only 22% of Americans have worked with a financial adviser to figure out how much income they will need in retirement.

Against the background of strong equity market performance in the last seven or eight years, passive target-date funds now account for 42% of the TDF market, compared with...

Participants age 50 and older need more personalized advice, advisers say.

Social Security and Supplemental Security Income recipients will see a 2% increase next year—the largest increase since 2012.

Use of more conservative portfolios can result in women not being adequately prepared for retirement, new research warns.