In a point-of-view white paper, Mercer offers several specific policy recommendations to address what should be done to enable more Americans to retire with confidence.
The proposal effectively eliminates nonqualified deferred compensation (NQDC) plans as tools for tax planning available to executives and public companies, attorneys with Groom Law Group say.
Industry observers are pleased to see the overall deferral limits for 401(k) plans left unaffected, but there are still some important changes included in the bill concerning the treatment of DC account loans, hardship withdrawals, nondiscrimination testing, and more.
It appears 401(k) contributions won’t be affected by tax reform, but one industry veteran warns the process is still only just beginning—and that tax uncertainty is “unfortunately not likely to ever go away.”
An Employee Benefit Research Institute analysis breaks down the number of 401(k) contributors who would be affected by a mandatory, partial Rothification proposal in tax reform.
It is clear which countries lead the way in providing sustainable retirement systems with adequate benefits—and what others can learn from them to improve.
Retirement plan advisers are in a unique position to help working Americans build wealth and a sense of security and dignity when it comes to thinking about long-term finances.
Morningstar’s “Global Fund Investor Experience” report shows that, with strong regulations, come stable markets.
The bill increases limits for retirement plan loans and takes away tax penalties for withdrawals.
Advisers can help plan participants understand their hierarchy of needs, framing guidance to fit the context of whatever additional relief Congress may provide.
ERISA attorneys and practice leaders give their take on the intense political grappling that has become the norm in Washington under a Republican majority.
From a rapidly evolving recordkeeping provider landscape to a potential wholesale rewrite of the tax treatment of retirement assets, today’s environment puts advisers and their clients in a constant state of flux.
Legislative and judicial actions
With the determination letter program gone, Wagner Law Group is helping plan sponsors remain compliant with the IRS.
The firm will provide 3(21) and 3(28) services through a tech-focused solution.
Speaking with a recent winner of the Plan Adviser Mega Team of the Year designation, Elizabeth Bell offered a frank, behind-the-scenes look at the ongoing legislative discussions surrounding health care and tax reform.
A new publication from Research and Markets offers a highly detailed overview of what it takes to meet the many technical requirements of ERISA.
Charlie Cote, head of Retirement Link Sales at J.P. Morgan Asset Management, reflects on two decades of working with defined contribution retirement plan investors.
The new compliance support programming is free for advisers and seeks to “shed light on opacity surrounding financial regulations."
Advisers say the elimination of tax incentives to save would deter participation and lower savings rates.