Tag: Enrollment participation

Employer-sponsored retirement plans continue to shift away from defined benefit (DB) plans toward defined contribution (DC) and Roth 401(k) savings plans, according to SHRM’s 2011 Employee Benefits report.

This past week, my son graduated from high school.   

A panel of experts at the PLANSPONSOR National Conference this week discussed practical ways to engage and involve retirement plan participants.

Slightly more than half (53%) of employers feel responsible for providing financial vehicles, as well as education and advice, to help their employees have a secure retirement, according...

Withdrawals and other leakage issues should be less of a concern to retirement plan sponsors than other factors, according to a research analyst at Vanguard. 

Putnam has introduced an iPhone application allows participants to find savings opportunities through comparison shopping, and then immediately direct that savings to their 401(k) account.

The majority of individual investors (58%) say they’ve lost faith in the stock market and nearly half are not likely to ever put more money into the market,...

An Aon Hewitt study found that participation in defined contribution (DC) plans has reached a record high of 75.8% among eligible employees.  

An Aon Hewitt report highlights how loans, hardship withdrawals, and cashouts can be detrimental to retirement savings.

The Principal Financial Group found that plans who start auto-enrollment at a 3% deferral rate have a lower average deferral rate than plans without an automatic enrollment feature.

Bank of America Merrill Lynch’s Retirement & Benefit Plan Services quarterly report on plan participant contribution activities found many plan sponsors are using a combination of automated and...

Fidelity Investments announced two records set among Fidelity-administered 401(k) plans.

Politicians have always been fond of second chances. 

Though employees are expected to take on more decision-making and financial responsibility for their employee benefits, employee education and communications have become a much lower priority for employers.

Nearly 83% of sponsors in a recent survey said participants are at least satisfied with retirement planning tools available to them; however, 79% also said participants do not...

We had wrapped up a very successful half-day adviser event ahead of our annual Awards for Excellence dinner last week.   

In the 9th Annual MetLife Study of Employee Benefits Trends, over 60% of Baby Boomers indicate they are behind in saving for retirement.

Employees have disparate preferences when it comes to benefits communications, indicating a need for a multi-faceted approach, MetLife found.

Every year about this time, we get reports from firms that purport to tell us how much time is spent in preparations for the NCAA basketball tournament—and,...

The composition of a company’s employees are more of an influence on whether an employer-sponsored plan is available than the size of the company, according to the Investment...