Tag: Education

The Bipartisan Budget Act of 2015 introduced changes to Social Security regulations that limit households’ ability to use certain claiming strategies.

Differing from the narrative of some providers, one researcher suggests the use of alternative investments may not expand that much further in the DC space. 

Driven both by employer paternalism and pragmatism, financial wellness programs are rapidly expanding among U.S. companies, according to Aon Hewitt. 

A long-term financial plan must take into account financial bumps along the way.

On a scale of zero to 150, the score lets people know how well prepared they are for retirement.

Forty-five percent can meet these expenses, up from 38% two years ago, Fidelity says.

A new section for those older than 55 helps them shift into planning mode.

Mobile application development figured largely throughout the year.

Women plan participants and investors face special challenges.

Retirement plan advisers are beginning to consider financial literacy and wellness programs for plan participants.

The ultimate insurance for some Baby Boomers might be a legacy, which is used to avoid running out of money in retirement.

A third of participants age 35 to 49 say they are planning to depend less on financial advisers in the years ahead.

First-time health savings account usage also increased nicely.

Despite financial burdens and other obstacles, Millennials want to use life experiences to pursue financial independence.

Many small 403(b) plan sponsors, especially, are not performing fiduciary responsibilities, a survey finds.

Part of what makes universal retirement planning advice hard to apply is that consumption datasets are inherently noisy, and “savings is the flip side of consumption.”