
Small Plan Fee Considerations
The expenses paid by the smallest plans have dropped over the years, but they still pay more on a percentage basis than their larger counterparts.

ESOPs Benefit Plan Sponsors and Participants
Research examines how employee stock ownership plans have helped workers and employers alike throughout the COVID-19 pandemic.
Sharebuilder 401k Waiving Set-Up Fees for New 401(k) Plans
The firm offers a resource to inform employers of the top tax benefits in starting a 401(k) plan.
GSAM, Ascensus Partner on Solution for Small and Midsized Businesses
The firms say it gives companies access to asset management, retirement expertise and guidance for employees via a technology platform.

Use of CITs in 401(k)s Continues Growth
Collective investment trusts dominate the large plan market, particularly within target-date funds, data shows.
ShareBuilder 401k Promotes Value of 401(k)s During Pandemic
The company is waiving setup fees for 401(k) plans through May 21.

Take It Past the Limit
Truist Sells 401(k) Recordkeeping, Advisory Businesses
Ascensus and Empower will take on parts of the 401(k) recordkeeping business, while OneDigital will assume the 401(k) investment advisory business.
Excessive 401(k) Fee Suit Filed Against Parent Company of Victoria’s Secret
The lawsuit accuses plan fiduciaries of failing to benchmark recordkeeping fees and failing to monitor investment fees, among other things.
2020 Required Amendments List Published by IRS
The two items that may require an amendment relate to difficulty of care payments treated as compensation for 415 limits, and the application of cooperative and small employer charity pension plan rules.
Trump and Biden Differ on Social Security, 401(k) and Tax Policies
What both candidates have proposed as it relates to the retirement industry.
ShareBuilder 401k Offers Free Setup for New Plans
Through July 3, companies can save $495 to $995 in setup costs by starting a 401(k) plan.
Details of JPMorgan Chase 401(k) Self-Dealing Suit Settlement Revealed
A payment of $9 million will be made to “fully, finally and forever resolve, discharge and settle the released claims.”
Plan Size, Average Account Balance Are Drivers of Plan Fees
Small 401(k) plans have larger costs than large 401(k) plans, but even plans with the same total assets can have different costs, an analysis from the 401k Averages Book shows.
401(k) Participants Were ‘Less Reactionary’ in 2019 Trading
The trend of small trades away from equities to fixed income funds seems to suggest participants were rebalancing their portfolios, not making drastic changes to their investment mix, says Rob Austin, with Alight Solutions.
Parties in Lawsuit Against Allina Health System Agree to Settle
The lawsuit accused Allina Health System defendants of allowing one provider free-reign to add funds to Allina's 403(b) and 401(k) plans, and of failing to monitor investment service providers.
Investors Continue Moving from Equities into Fixed Income
April marks the 15th month in a row that 401(k) investors have been fleeing equities for the safety of fixed income, Alight says.
Americans Fear Nation Faces a Retirement Crisis
They also believe that pensions do a better job than 401(k)s in terms of ensuring retirement security.
Downward Trend in 401(k) Plan Costs Continues
The 401k Averages Book also shows smaller plans continue to pay higher fees than large plans.
Analysis Reveals How Poorly Participants Understand 401(k)s
Dream Forward provides examples of questions and sources of confusion for participants after exploring data from its AI chatbox for participants