John Hancock Launches New Indexed Universal Life Solution

The new product series offers a range of indexed account options including one providing access to international markets.

John Hancock Insurance has launched a new Accumulation indexed universal life (IUL) product series with enhanced income potential, expanded indexed account options, and a new performance report to help policyholders meet their long-term retirement income goals.  

The new Accumulation IUL offers life insurance protection with the potential to boost cash value by linking to a range of indexed account options without risking market loss, the firm says. This product will provide policy holders with access to international markets for the first time through the Capped Hang Seng Indexed Account.

“As more and more Baby Boomers head toward retirement, many are concerned that they’ll outlive their savings,” says Michael Doughty, president, John Hancock Insurance. “Innovative products like Accumulation IUL are designed to maximize cash value accumulation and provide an attractive solution to help more Americans meet their retirement planning needs.”

The new Annual Performance Summary report provides a snapshot of the policy’s performance to help advisers ensure that their clients stay on track to meet their long-term financial goals.

John Hancock says Accumulation IUL with Vitality policyholders have the opportunity to further enhance their retirement income and earn rewards for healthy every-day activities like walking, eating well and getting regular check-ups.

For more information about the firm’s indexed universal life products, visit