Plugging the Leak: Uncashed Distribution Checks
Drip… drip… drip. The slow drip of defined contribution plan leakage continues.
EXCLUSIVES
Time to Humbly Brag
I am pleased to roll out a new PLANADVISER initiative that I think is long overdue: Advisers Giving Back.
Advisers Giving Back: When People Need a Head Start
After learning about the work of Head Start, George P. Fraser decided to provide financial education to parents of students in the program and build a scholarship fund for the teachers employed there.
Retirement Income Coming Soon to a 401(k) Near You
Experts believe that in the next few years, DC plan sponsors will embrace this option.
2044: Achieving Retirement Security for the Average American Worker
It’s important that we pause for a moment—to look beyond next year’s political showdown and ahead to 2044.
How Home Equity Can Fuel Retirement Income
The illiquidity of home equity can make retirement income planning difficult for those with much of their wealth concentrated in residential real estate.
A Real Estate Equity Investing Model for Young People
Unison says its equity investing services can help working individuals leverage the residential real estate market to generate short-term financial stability and long-term wealth.
Advisers Giving Back: A Foundation That Spans the World
Since its founding in 2011, the SageView Foundation has raised more than $1.5 million to help meet the health care and education needs of women and children in crisis and to provide community development micro-loans.
Inheritance Pathways Exist to Replace Stretch IRAs
The SECURE Act is stalled in the U.S. Senate due in part to several lawmakers’ concerns that it does away with so-called “stretch IRAs,” but tax and inheritance experts say other effective tax mitigation strategies are available.
Is Mandatory Arbitration Likelier for ERISA Complaints?
The Dorman vs. Charles Schwab Corp. decision out of the 9th Circuit is significant, but it leaves at least one “glaring unresolved question,” attorneys say.
State AGs’ Lawsuit Just One Part of Broader Fiduciary Fight
There is an all-out regulatory tug of war going on between consumer groups, the brokerage industry, the states and the SEC.
Advising Pensions and Endowments in Rocky Markets
From 100-year bonds to sophisticated hedging, the world of pension plan investing is different from the DC plan domain.
Guiding Anxious Participants Through Rocky Markets
For advisers helping participants understand risk and volatility, offering a little reassurance can be more effective than teaching complex lessons in finance or economics.
Advisers Giving Back: Teaching Financial Literacy
Barbara Delaney, a principal at StoneStreet Renaissance LLC, teaches high school girls how to handle money.
State-Run Auto-IRAs Will Help Close the Coverage Gap
Sources view state-run retirement savings plans as useful for improving retirement readiness, as well as a potential business opportunity for advisers.
The Path Ahead for Small Firms and Independent RIAs
Just 5% of RIA firms advise on $1 billion or more in assets, but they service more than 60% of the industry’s total.