Allianz Life Launches FIA

Allianz Life Insurance Company of North America (Allianz Life) launched the Allianz 365i Annuity and Income Maximizer Rider.

The Allianz 365i Annuity and Income Maximizer Rideris an FIA with optional rider that is exclusive to Field Marketing Organizations and agents associated with the Allianz Preferred distribution model.

Available in 32 states, the newest FIA to Allianz Life’s lineup offers guarantees and potential additional interest, plus income that cannot be outlived and flexible income choices.

“Retirement income continues to be a major concern as people search for tools to protect and grow their savings,” said Eric Thomes, Allianz Life senior vice president of sales. “The Allianz 365i Annuity answers those concerns by providing the reassurance of having guarantees with the opportunity to earn additional interest.”

The Allianz 365i Annuity features a number of benefits, including indexed interest growth opportunities, a premium bonus, a 10-year declining surrender charge and flexible income choices. The Allianz 365i Annuity also offers a potential death benefit enhancement for beneficiaries equal to 25% of all interest credits.

In addition to the benefits of the base contract, Allianz 365i Annuity owners will have the opportunity to add the Income Maximizer Rider for an additional cost. This optional rider creates a protected income value for people to use for lifetime income withdrawals that gets credited with a 6% guaranteed interest roll-up and any additional earned interest based on their 365i index allocations. These credits continue until lifetime income withdrawals or annuitization begins.


The annual cost of the Income Maximizer Rider is 1.20% of the protected income value, which is deducted on a monthly basis from the accumulation value and the guaranteed minimum value, in most states.