A Balanced Fund or a TDF?
Weighing their relative merits is an important task for advisers and clients.
Tag: TDF
Cover Story
Eyes on the Investment Menu
Experts share insights on the construct of a modern DC plan lineup.
Investing
DCIO Execs Talk ‘Battle-Tested’ Investment Process
TIPs, emerging market equities and commodity-oriented investments are seen as safe hedges right now.
Compliance
Congressional Chairs Ask the GAO to Review TDFs
They say the expenses and risk allocations in target-date funds vary considerably.
Client Service
Investing
15th Anniversary of RPAY: Jania Stout
In the past few years, her practice has grown its assets by nearly $1 billion a year.
The Role of Guaranteed Minimum Benefit Riders in In-Plan Annuities
With some riders, participants can enjoy the upside of the market with downside protection.
ERISA vista
Investing
Investment Focus
Data & Research
Data & Research
Trendspotting
Investment Focus
Client Service
DOL Gives Private-Equity Guidance
401(k) plans may include the strategy as part of a diversified fund.
QDIAs Have Evolved. They Will Again After the Coronavirus.
Many participants appear to be battled hardened from the Great Recession and are enjoying at least some measure of protection from well-diversified default portfolios.
AllianceBernstein to Close its Mutual Fund Target-Date Series
The investment firm will be shifting all of its focus to its CIT target-date series.
Tactical Glide Paths
More TDF fund managers choose to deviate from a fund’s allocation.
Employers Offer Diverse Range of 401(k) Investment Options
In 2016, the average plan offered 27 investment options, according to a report from BrightScope and ICI.
Nearly Half of Vanguard Plans Use Automatic Enrollment
At year-end 2018, 66% of new plan entrants were enrolled via automatic enrollment.
Tactical TDFs a Better Approach?
Some experts say adjust the glide path to the market
Most TDFs Are Actively Managed
Passively managed target-date funds make up a small universe
More Efforts Needed to Increase Retirement Plan Participant Savings Rates
While automatic enrollment gets participants into plans, a sizable segment are starting their average contributions at a minimum 3.3% rate and failing to take any additional action to increase that, according to J.P. Morgan Asset Management.
Practice Development
Data & Research
Data & Research
Investing
Data & Research
Retirement Income Options
Why advisers should offer solutions to their plan sponsor clients
Setting Defaults and Auto-Escalations Too Low May Undermine their Power
In addition, a person invested in a stable value fund versus someone invested in a target-date fund could end up with a balance as much as 59% lower, BlackRock says.
Workers in AB Retirement Confidence Survey Cite Desire for Income
Nearly half of workers feel confident about their retirement prospects, an AllianceBernstein survey found.
More Than One-Quarter of 401(k) Assets Are in CITs
Cerulli says retirement specialist advisers are becoming more knowledgeable about and comfortable with CITs, and the research firm expects CITs will continue to expand their share of 401(k) plan assets.
Most Millennials Have Appropriate Allocations
This is despite having lived through two bear markets.