Tag: Roth

$7.4 trillion is currently invested in individual retirement accounts, the ICI reports.

Investing in a Roth versus a traditional IRA effectively raises the limit on what one can save, leading to materially greater wealth in retirement in the vast majority...

A Transamerica survey found that 34% of Americans believe extending the Saver’s Credit to all filers regardless of income should be a priority for incoming President Donald J....

The new product automates the process of optimizing asset location to boost an investor's cumulative after-tax returns.

“Tax incentives for retirement savings are designed to help people build a nest egg,” says one high-ranking member of the Senate Finance Committee, “not a golden egg.”

According to ICI data, at year-end 2014, nearly a third of Roth IRA investors were younger than 40, compared with just 15% of traditional IRA investors. 

Contrary to conventional advice, researchers found the largest economic benefits from Roth investments accrue to high-income investors.

No comments were received regarding the proposed regulations, so the IRS finalized the proposed regulations, with a one-year delay of the applicability date.

A Willis Towers Watson survey found less than 10% of plan participants that have the option currently make Roth 401(k) contributions.

First-time health savings account usage also increased nicely.

For some clients there are major potential benefits in converting pre-tax retirement plan accounts to a Roth account. For others it’s a pretty bad idea and can lead...

Employees can set up payroll deductions to fund their “my Retirement Account.”

Three-quarters of Roth IRA investors opened their accounts with contributions only.

The U.S. Department of Treasury maintains the view that its myRA program is not subject to the extensive reporting, disclosure, fiduciary duty or other requirements of ERISA. 

The U.S. Treasury issued final regulations establishing a new type of electronic retirement savings bond designed to serve as the backbone of the president’s myRA program.

Take three couples entering retirement with the same asset base but very different strategies for making the money last. Think you can predict the winner?

The Internal Revenue Service (IRS) has amended the two safe harbor explanations that can be used to satisfy the requirement that certain information be provided to recipients of...