Tag: Retirement Income

Increasing life expectancy, disappearing sources of guaranteed income, and historically low yields on bonds make for some tough fixed-income investing conditions; a disciplined approach can help.

The agency has made recommendations to the Social Security Administration to help individuals make better-informed decisions.

An IRIC issue brief provides answers to nearly a dozen frequently asked questions about adding distribution options to a DC plan.

Most Americans are unfamiliar with annuities which could ensure they do not outlive their savings, a study finds.

Encouraging plan sponsors to think about the decumulation phase.

Kicking off the second day of the PLANADVISER National Conference, two retirement plan thought leaders, with BlackRock and J.P. Morgan, discuss practical solutions to the most pressing plan...

Two leading executives discussed the new fiduciary rule, retirement readiness, income and more.

In a report, the GAO notes that concerns about legal risks and recordkeeper constraints may deter many 401(k) plan sponsors from offering lifetime income options in their plans.

Researchers note that an individual who draws a retirement shock at age 60 instead of age 65 would lose multiple years of prime wage earnings, putting a significant...

They also believe that balances should be translated into income streams.

However, Millennials are using technology more frequently for managing finances and leading healthy lifestyles.

They are also looking for fiduciary advisers and leading-edge technology.

It may not be emotionally easy to do, but clients can notably improve their retirement outlook if they reconsider financial support given to their self-sufficient adult children.

A new TD Ameritrade survey report likens the mindset of Millennial investors to that of workers living in the wake of the Great Depression, nearly a century ago. 

While pension plans are far more prevalent among non-profits compared with for-profit employers, they’re still only available to a minority of non-profit staff. 

Pensions are not entirely a thing of the past, but few employees in the for-profit private sector have access to a defined benefit plan, relying instead on defined...

Researchers suggests several strategies for helping DC plan participants generate retirement income and discuss what plan advisers and sponsors should consider to select the right one.

Food for thought: If a person who is 15 years old were to start saving $50 a week and stay the course through age 65, they would very...

SSGA contends there are things retirement plan sponsors can do to help participants prepare for retirement before their mental capacity begins to wear away.

According to ICI data, at year-end 2014, nearly a third of Roth IRA investors were younger than 40, compared with just 15% of traditional IRA investors.