Tag: Retirement Income

Most Americans are unfamiliar with annuities which could ensure they do not outlive their savings, a study finds.

Encouraging plan sponsors to think about the decumulation phase.

Kicking off the second day of the PLANADVISER National Conference, two retirement plan thought leaders, with BlackRock and J.P. Morgan, discuss practical solutions to the most pressing plan...

Two leading executives discussed the new fiduciary rule, retirement readiness, income and more.

In a report, the GAO notes that concerns about legal risks and recordkeeper constraints may deter many 401(k) plan sponsors from offering lifetime income options in their plans.

Researchers note that an individual who draws a retirement shock at age 60 instead of age 65 would lose multiple years of prime wage earnings, putting a significant...

They also believe that balances should be translated into income streams.

However, Millennials are using technology more frequently for managing finances and leading healthy lifestyles.

They are also looking for fiduciary advisers and leading-edge technology.

It may not be emotionally easy to do, but clients can notably improve their retirement outlook if they reconsider financial support given to their self-sufficient adult children.

A new TD Ameritrade survey report likens the mindset of Millennial investors to that of workers living in the wake of the Great Depression, nearly a century ago. 

While pension plans are far more prevalent among non-profits compared with for-profit employers, they’re still only available to a minority of non-profit staff. 

Pensions are not entirely a thing of the past, but few employees in the for-profit private sector have access to a defined benefit plan, relying instead on defined...

Researchers suggests several strategies for helping DC plan participants generate retirement income and discuss what plan advisers and sponsors should consider to select the right one.

Food for thought: If a person who is 15 years old were to start saving $50 a week and stay the course through age 65, they would very...

SSGA contends there are things retirement plan sponsors can do to help participants prepare for retirement before their mental capacity begins to wear away.

According to ICI data, at year-end 2014, nearly a third of Roth IRA investors were younger than 40, compared with just 15% of traditional IRA investors. 

More than three-quarters (76%) of parents would be willing to delay their retirement and 68% would be willing to get a second or part-time job to pay for...

It’s more common to think about portfolios or financial institutions as having “liquidity issues,” but many U.S. retirees say they would have real difficulty meeting an unexpected $1,000...

Since retirees are spending less than they withdraw from financial accounts, they are accumulating money in checking accounts and may need to reinvest those assets, says Steve Utkus...