Retirement Income Strategies, by the Numbers
Nearly half of 2025 PLANSPONSOR Plan Participant Survey participants reported having less than $100,000 in total retirement savings.
Tag: Retirement Income
T. Rowe Price Debuts Withdrawal Strategies Tool
The company’s Income Solver software is intended to coordinate clients’ withdrawals from investment assets, Social Security, Medicare premiums and other...
IRIC Foresees Broader In-Plan Retirement Income Adoption in 2026
This year saw expanding selection of target-date funds, annuity marketplaces, systematic withdrawal programs and other income solutions, according to the...
Vitera Expands Guaranteed Income Solutions in DC Market
In an exclusive interview, Vitera’s new CEO, Rebecca Tadikonda, explains the firm’s recent share class launch, market demand and re-branding.
How High-Net-Worth Investors Prepare for the Future
Janus Henderson’s latest investor survey reveals a mix of anxiety, inaction and opportunity among affluent pre-retirees.
Half of Retirees ‘Terrified’ of Tariffs Draining Savings, per Nationwide
Nearly two-thirds of retirees surveyed said Social Security payments could never keep pace with inflation stemming from tariffs, according to...
MissionSquare Adds In-Plan Retirement Income Option Via Income America
The MSQ 5ForLife Balanced Fund will be available to employers who have MissionSquare retirement plans and are permitted by law...
Retirement Security Improved by Allocating a Portion of DC Plan Assets Into Annuities
A recent paper from the National Bureau of Economic Research explored a guaranteed payout path involving defaulting 20% of a...
Nuveen Lifetime Income TDFs to be Available on Transamerica Platform
The Nuveen Lifecycle Income CIT Series will be available as a default option for retirement plans recordkept by Transamerica.
Investors, Advisers Take Different Approach to Initial Retirement Years
A Global Atlantic survey showed mismatched priorities between financial professionals and clients during the critical ‘Fragile Decade.’
Comparing Insured and Non-Insured Payout Options
A recent issue brief from the American Academy of Actuaries examines the insured and non-insured options currently available that can...
Understanding and Evaluating Retirement Income Solutions
With retirement income products increasing in popularity, plan fiduciaries must select appropriate options to offer to workers from a growing...
Milken Institute Supports Steps to Increase Adoption of In-Plan Lifetime Income Solutions
The think tank says three things would expand access: labeling in-plan lifetime income solutions as distinct asset classes, refining safe...
Does the 4% Rule Still Stand?
The spending rule has been around for 30 years, but experts are rethinking traditional drawdown approaches in light of longevity...
What to Know About Adding Income to a Plan Lineup
How the regulatory landscape dictates the selection of a retirement income solution—and how advisers can frame the discussion with clients.
Holistic Planning is Key to Navigating Retirement Income Challenges
An Ameriprise Financial executive discusses how to navigate the shift from saving for retirement to managing distributions.
TDFs With Annuity Options Set to Proliferate
2025 will likely see new entrants offering hybrid annuity TDFs, while existing players will announce more recordkeeper partnerships and asset...
Micro-401(k) Plan Market Ripe for Non-Specialist Adviser Growth
The market for 401(k) plans with less than $5 million in assets is poised to hit 1 million plans by...
BlackRock Makes TDF With Annuity Option Its Plan QDIA
BlackRock plan participants will now be defaulted into its LifePath Paycheck, which offers an option to annuitize a portion of...
Morningstar Drops Recommended Safe Withdrawal Rate to 3.7%
According to analysts, higher equity valuations and lower fixed-income yields caused them to reduce their average safe withdrawal rate from...