Tag: Plan design

Including a retirement plan provider’s affiliated funds as part of a plan’s investment lineup is not a fiduciary conflict of interest or prohibited transaction under ERISA, writes ERISA...

401kDIRECT and Summit Trust Company are introducing the DIRECT Multiple Employer Plan (MEP), for plan sponsors who want the benefits of a MEP while maintaining control over plan...

A tax court has upheld a 10% early distribution penalty that the Internal Revenue Service (IRS) imposed on a deemed distribution of a plan loan.

The Institutional Retirement Income Council (IRIC) published an issue brief detailing why plan sponsor concerns about possible adverse reactions from employees to retirement income products appear to be...

SunTrust Banks added its new Retirement Readiness reports to its institutional 401(k) platform, which aim to help employers evaluate how prepared their employees are for retirement.

Defined contribution plans in 2015 will be better-suited to help participants achieve a successful retirement, according to Diversified's Prescience 2015: Expert Opinions on the Future of Retirement Plans.

The year we began publishing PLANADVISER was a big year in many ways for me.  

The Association of Flight Attendants-CWA, representing 1,000 employees of Republic Airways Holdings and its Frontier Airlines, approved a new collective bargaining agreement that gives them an ownership stake...

Securian Retirement added twelve investment options for retirement plan sponsors and participants, now offering employers more than 120 investment options.

An analysis from Mercer finds participants who were automatically enrolled in their plan and participate in an automatic contribution increase program have are contributing more than those who...

An ERISA Strategist report from law firm Constangy, Brooks & Smith LLP says 2010 was the year that illuminated retirement plan problems plaguing 403(b) plan sponsors.

Plan leakage can significantly reduce the probability that low-wage-earning participants will successfully be able to replace enough of their income in retirement, even after 31-40 years of plan...

A court has found that a defined contribution plan amendment liquidating two investment options was invalid because the sponsor did not follow amendment procedures dictated by the plan.

The process of selecting and monitoring investment options continues to be a priority for retirement plan sponsors, according to research from Aon Hewitt.

Automation has become standard in many defined contribution (DC) plans, according to a recent report from Aon Hewitt.

The end of the NFL lockout doesn’t just mean play can resume, it also means pay and benefits can resume.

A MetLife study found only 16% of Baby Boomers employed by small businesses said that they are on track to achieve or have already achieved a financially secure...

An analysis by Fidelity Investments found 401(k) participants with a health savings account (HSA) accrued more than twice as much in their 401(k)s as the average participant.

The Institutional Retirement Income Council (IRIC) has published an issue brief outlining critical issues and questions that plan sponsors should consider when evaluating and choosing guaranteed lifetime income...

The Employee Benefit Research Institute (EBRI) found that the proposed tax reform regarding 401(k)-type retirement plans from the National Commission on Fiscal Responsibility and Reform would hurt both...