Should Education Have Its Own Policy Statement?
Retirement plans need a strategy for education, but an actual policy statement may not be needed, experts say.
Tag: Participants
Sequestration Prompts Military Families to Seek Out Advisers
More than a quarter are working with an adviser—a record high.
Spectrem Reports: Millennials Investing Responsibly?
They may be short on experience, but Spectrem finds young investors are taking a long-term view with their portfolios.
DC Participant Clients Likely Unable to Retire at 65
Six in 10 workers are not on track to meet their needs in retirement at age 65, according to a recent analysis.
Pre-Retirees Comfortable with Automatic Savings
However, 46% say it is difficult to save any additional funds.
401(k) Plan Participants React Visibly to Market Dip
The last full week of August was a test of will for retirement plan participants. Many buckled under the pressure.
Retirement Planning Takes a Life Vision
There is more to retirement planning than making financial calculations—more to living in retirement than securing an income stream.
Plan Participants Prefer One-on-One Advice to Group Sessions
They also want personal guidance during enrollment.
Many Workers Wish They Had Started Saving Earlier
The majority are open to automatic enrollment and escalation.
A Summer Lull in Participant Trading
Trading activity was light within 401(k) accounts last month, according to Aon Hewitt.
Advisers Targeting Older Millennials
Seventy percent of advisers are focusing on this age group.
RIA Industry Stats Show Client Base Growth, Challenges
Since 2014, RIAs have added 31,157 non-clerical jobs, a 4.3% increase.
Ease of DC Plan Use Drives Employee Engagement
The median savings rate for non-highly compensated employees increases to 5.9%.
ICI Savings Snapshot Shows Individual Commitment
Large data set reveals U.S. workers are engaged in their DC plans and are taking their individual responsibility for saving seriously.
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Trendspotting
Annuities Seen as the Better ChoiceAn analysis of systematic withdrawals vs. annuities Art by Michela ButtignolAn academic analysis by Mark Warshawsky, a visiting scholar at the Mercatus Center at...
Guardian Enhances 401(k) Website for Small DC Plans
A retirement planning management system provides education and guidance to positively influence the savings behaviors of plan participants in smaller companies.
Matches, Automatic Features Becoming More Common
Twenty-six percent of 401(k) assets are now in model portfolios and TDFs.
Terminated Participants Require Fiduciary Care
ERISA dictates a list of best-interest requirements when managing terminated plan participants.
LPL Teams with Dave Ramsey in Financial Wellness Program
LPL has established a relationship with Ramsey Solutions to offer SmartDollar to LPL retirement plan advisers and plan sponsors.