Tag: Defined contribution

The number of participants taking hardship withdrawals remained less than 1%.

The tables are to be used for determining contributions to DB plans and permitted disparity in DC plan contributions.

The group also says the primary motivation of most corporations in eliminating defined benefit plans has been to improve both the level and predictability of their quarterly earnings;...

It appears 401(k) contributions won’t be affected by tax reform, but one industry veteran warns the process is still only just beginning—and that tax uncertainty is “unfortunately not...

The GAO and the Treasury Department have also called for greater use of DC plan lifetime income options.

The department believes an oversight bureau, created to assess the financial strength of annuity providers, would help employers and advisers become more comfortable including annuities in retirement plans.

DC plan sponsors may want to offer a true-up match to help participants reach their retirement savings goals.

Participants can also refinance a loan and replace it with a new loan.

By year-end, Sway Research projects that DCIO assets will rise 13% to top $3.8 trillion.

Nominating a plan sponsor client is a great way to show appreciation and highlight important best practices that are improving outcomes for defined contribution and pension plan participants....

Segal Marco Advisors suggests a framework to identify and manage operational risks for public sector DC plans that could also be used for corporate plans.

The legislation seeks to move fiduciary rulemaking power away from the DOL.

In a world of heightened fiduciary scrutiny, plan sponsors need to pay close attention to the language of fiduciary insurance policies.

Workplace defined contribution plans serve as the collection mechanism for retirement savings, and IRAs serve as the resting place.

Two new solutions aim to help employees pay off their college debt and plan for health care expenses in retirement.

Certain policy changes and the right support for plan sponsors could make it easier for plans and participants to embrace lifetime income solutions.

“The midsized plan asset segment is representative of the DC market segment in which the boutique DC consultant is most prevalent and growing its marketshare,” Cerulli reports.

Many asset managers describe 2017 as a “tipping point” for collective investment trust flows from DC plans, according to a new analysis from Cerulli Associates.

The provider is enhancing its participant-facing digital offerings to drive participant behavior.

 

In-plan lifetime income options can secure certain benefits participants may not find in retail solutions, suggests a new study by TIAA.