Business Owners Dream (Wrongly) of an Easy Retirement Transition
Business owners believe strongly in the value of their businesses, so they are often tempted to reinvest everything into the...
Tag: 401(k)
Talking Points
Talking Points
Worry Forecast What advisers predict will be clients’ 3 greatest worries for the next 12 months, and what clients say those actually are: Source: Nationwide Advisory Solutions, “Advisor...
Capital One’s All-ETF Digital 401(k) Business Goes Independent
The focus of the new company, ShareBuilder 401k, will be on expanding coverage among small companies, says the president of the company.
Newly Allowed 401(k)s Will Need Advisers
Advisers may shy away from helping hemp and CBD companies with their 401(k)s because they may find themselves crossing into...
Average 401(k) Account Balance Has Soared 466% in Past 10 Years
Fidelity analyzed the balances of those who remained invested in their 401(k) in the decade following the Great Recession of 2008 and found that the balances went from...
In 2013, Workers Removed $69 Billion from Retirement Savings
Withdrawals from IRAs accounted for most of the leakage, according to the GAO.
Wells Fargo Suggests Generational Approaches to Retirement Saving
Because people are living longer, healthier lives, the Wells Fargo Investment Institute has suggested different ways that Millennials, Generation X and Baby Boomers can successfully save for retirement.
Bill Would Require Employers to Contribute to Workers’ Savings
The Saving for the Future Act would require employers to contribute 50 cents to a savings account for each worker for every hour worked, or more than $1,000...
Workplace and Retail Advice Should be Complementary
Workers higher up on the income scale typically will utilize workplace retirement advice to get a trusted second opinion, as...
Helping Participants Overcome Savings Biases
Starting people off with a deferral rate of 3% is actually a disservice, experts agree.
Travelers Will Help Employees Save for Retirement While Paying Down Student Debt
The program will go into effect for Travelers' U.S. employees in January 2020.
Health Is a Top Priority for Americans in Retirement
Forty-four percent say that focusing on health and wellness is a primary concern, according to a survey by TD Ameritrade.
Bipartisan Bill Introduced to Create ERISA Annuity Safe Harbor
Two members of the U.S. House of Representatives, one a Democrat and the other a Republican, have introduced H.R. 1439, known as the Increasing Access to a Secure...
Talking Points
Talking Points
Fearing Market Risk Nearly half (48%) of Americans believe they are exposed to greater market risk today than before the 2008 financial crisis. Source: Natixis Investment Managers Military...
Trendspotting
Various Approaches to In-Plan Income
Providers may offer the wrong solution for sponsors' need
Plan Focus
Employer Contributions on the Rise
In 2017, companies contributed as much as their workers did to DC plans