Data & Research
The Potential Impact of 401(k) Loan Default Protection
Research from the Employee Benefit Research Institute shows 401(k) plan loan defaults that occur as a result of job changes or terminations are a significant, but addressable, source of retirement account leakage.
PLAN DESIGN | Education
Client Service
A Plan Feature Run Wild
Advisers should tell their clients about the risks of taking plan loans.
The Case for Automated Emergency Savings Accounts
They are seen as a hedge against retirement plan participants taking loans or hardship withdrawals.