Plan Strategies Introduces Portfolio Allocation Solutions

Retirement plan investment adviser Plan Strategies, Inc. (PSI) launched three portfolio allocation offerings.

The Allo(k)ation Plan simplifies asset allocation by offering five portfolio models corresponding to varying levels of risk tolerance, which participants determine by completing a questionnaire. Plan models range from aggressive to conservative and are rebalanced and monitored quarterly. They offer at least 10 broad asset classes to choose from and feature low-cost investment options from prominent fund families, including Vanguard, DFA and PIMCO. PSI serves as an Employee Retirement Income Security Act (ERISA) 3(38) fiduciary on the Allo(k)ation Plan models.

The Allo(k)ation Plus Plan offers the same models as the Allo(k)ation Plan with the addition of an individual core fund lineup. This allows flexibility for plan sponsors who would like to offer the simplicity of models for some participants and a diversified, low-cost fund menu for others, PSI says.

PSI also offers the Tailored Solution for companies that want a more customized plan. PSI’s 401(k) investment adviser will work with plan sponsors to develop a list of investment options that are not in the standard retirement plan fund lineup. In addition, PSI can create a unique investment policy statement (IPS) that addresses the plan’s goals, selection criteria, investment philosophy and other elements specific to the plan.

“Proper asset allocation is critical to a successful retirement plan,” says Brice Williams, chief investment officer at Plan Strategies, Inc. “These products will help plan sponsors offer asset allocation solutions that meet the needs of plan participants.”

PSI says it is dedicated to meeting the needs of 401(k) plan sponsors, advisers and participants. More information about the firm is at