Trendspotting
Talking Points
Concerns and trends among retirement plan advisers and participants
Reported by PA
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IRS Raises 401(k) Contribution Limit to $24,500; IRA Limit to $7,500
The raised limits take into account cost-of-living adjustments and impact pension plans and other retirement-related items for tax year 2026.
42% of Americans on Track for Retirement, per Vanguard
If all workers had access to a defined contribution plan, retirement readiness would rise to 61%, according to Vanguard analysis.
Inflation Wears Down Middle Class Financial Resilience
Middle class households can handle rising prices and unexpected expenses, but their overall financial well-being is slipping, according to the...