Products February 25, 2011

Vanguard Lowers Expense Ratios

The expense ratios of seven Vanguard international index funds have declined since 2009.
Reported by

The reductions are a function of the way Vanguard funds operate, the company reported. When funds experience greater efficiencies (either through asset growth, operating cost reductions, or a combination of both), the savings are delivered to the fund owners in the form of lower expenses.

Want the latest retirement plan adviser news and insights? Sign up for PLANADVISER newsletters.

 Vanguard Fund 

 Expense Ratio 

 Investor 

 Admiral 

 ETF 

 Signal 

 Institutional 

Emerging Markets Index

2010

0.35%

0.22%

0.22%

0.22%

0.15%

 

2009

0.40%

0.27%

0.27%

0.27%

0.23%

       

European Stock Index

2010

0.26%

0.14%

0.14%

0.14%

0.10%

 

2009

0.27%

0.16%

0.16%

0.16%

0.12%

       

Pacific Stock Index

2010

0.26%

0.14%

0.14%

0.14%

0.10%

 

2009

0.27%

0.16%

0.16%

0.16%

0.12%

       

Developed Markets Index

2010

0.22%

—

—

—

0.07%

 

2009

0.22%

—

—

—

0.12%

       

Total World Stock Index

2010

0.45%

—

0.25%

—

0.23%

 

2009

0.50%

—

0.30%

—

0.25%

       

FTSE All-World ex-U.S. Index

2010

0.35%

—

0.22%

—

0.15%

 

2009

0.40%

—

0.25%

—

0.15%

       

FTSE All-World ex-U.S. Small Cap

2010

0.55%

—

0.33%

—

0.30%

 

2009

0.63%

—

0.40%

—

0.37%

Deals & People February 25, 2011

The Hartford Adds 457 Plan Sales Reps

The Hartford Financial Services Group, Inc. hired three regional sales representatives.
Reported by

Steven Bresler is a regional sales director for government retirement plans in the Midwest Division; Kristy Dinh is a regional sales director for government retirement plans in the Western Division; and Daniel Hutto is a senior relationship consultant in the Mid Atlantic Division. All three support financial advisers as they work with states, counties and municipalities and other government entities to meet the retirement plan needs of their employees.  

Before joining The Hartford, Bresler was a managing partner with Financial Soundings in Denver.  He has also held numerous sales management positions with The Hartford, ING Financial Services and Citistreet. He is based in Denver.  

For more stories like this, sign up for the PLANADVISERdash daily newsletter.

Dinh, located in Southern California, supports business development in Southern California, Arizona, Utah and Hawaii.  Previously, she served as vice president of client management and business development at Prudential and earlier with ICMA-RC.  

Hutto, based in Atlanta, works with financial advisers in Florida, Georgia and Alabama, which are part of The Hartford’s Mid Atlantic Division.  Prior to joining The Hartford, Hutto worked as an independent registered representative.  He has worked with retirement plans in various capacities since 1997, including with the State of Florida Deferred Compensation Office, Nationwide Retirement Solutions and The Hartford.

«