Tag: Guaranteed income
IRIC Q&A Debunks ‘Portability Myths’
The Institutional Retirement Income Council suggests that today’s structured retirement income products are far more portable and accessible than is commonly understood by plan sponsors.
Only 20% Plan to Convert Savings to Guaranteed Income
Ongoing withdrawals from savings could jeopardize people’s future, LIMRA says.
The Stable Value Conundrum
Why do so few DC plans offer stable value funds on the investment menu?
Suit Says Fidelity Mismanaged Stable Value Fund
Fidelity was trustee to the 401(k) plans in question, but the lawsuit says it failed to monitor its affiliate in the day-to-day management of the funds.
DCIIA Guide Explores Retirement Income Products
The association wants to help sponsors better prepare participants for retirement.
PANC
2015 PLANADVISER National Conference
Value First: Enhancing your profitability and service offering
Investors Prefer Guarantees Over Growth
Eighty-one percent would prefer a product with a guaranteed 4% return.
Pentegra Retirement Debuts Income Report
Shifting the focus from accumulation to decumulation can boost retirement readiness, Pentegra says.
401(k) Participants Do a Trading About-Face in August
GIC/stable value, money market, and bond funds saw the most inflows over the month.
Court Dismisses Part of Great-West Annuity Challenge
A district court in Colorado has granted in part and dismissed in part a motion from Great-West to dismiss a class action lawsuit alleging the company breached fiduciary...
Few Have Retirement Distribution Plans
More than half (56%) of retirement plan participants have no strategy for making their money last throughout retirement.
Wealthier Clients Often Served Well by Deferred Annuities
Deferred income annuities can help reduce the overall cost of retirement, according to a research paper from Northwestern Mutual and a team of academic experts.
Outliving Savings Is Top Retirement Concern
Americans fear that health care costs, inconsistent returns and lifestyle expenses will drain their savings.
Gap Remains Between Income Needs and Planning
The good news from a new TIAA-CREF survey is that Americans acknowledge the importance of a lifetime income plan. The bad news: few take action to create one.
What Advisers Recommend for Withdrawal Solutions
The quest to help participants manage their assets after the accumulation phase continues.
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2014 PLANADVISER National Conference
Optimizing plan and practice outcomes—best practices for retirement plan advisers
Uncertainty Drives Preference for Income Guarantees
Many retirement savers are focused on income guarantees and establishing a level of protection against market volatility, according to the Allianz Life 2014 Market Perceptions Study.
Historic Opportunity in Solving Income Questions
With 25 years in the investment industry, Tim McCabe has participated firsthand in the dramatic rise of the defined contribution retirement system.
Guaranteed Income Trumps Control, Workers Say
Current workers and retirees would trade control of managing their retirement assets for investment growth, flexibility and guaranteed lifetime income in an income solution, a survey finds.