Tag: defined contribution plans

Willis Towers Watson believes that sponsors must analyze the retirement adequacy and meaningful benchmarks for individuals or segments of the population.

The consulting firm says that few plan sponsors pay close attention to how their employees allocate their retirement savings.

Mercer offers recommendations for retirement plan sponsors to search for missing participants.

ICI finds the first quarter of the year tends to have lower percentages of DC plan participants with loans outstanding compared with later quarters.

“By providing a more diversified set of fixed income options, plan sponsors can help participants be better equipped to weather any challenging market environment, such as the rising...

They deferred 90% or more of the maximum that could be invested in a defined contribution (DC) plan in 2017.

It would raise the contribution limits for SIMPLE plans and modernize form filing requirements.

The “Less Is Not More” study set out to determine whether presenting retirement plan information in a more compact and accessible way increases participation and results in better...

They are on track to replace 75% of their income, compared to 64% for Americans overall.

But more than half of pre-retirees expect to hold down a job, PGIM found in a survey.

The new law extends the time a participant has to repay loans from 60 days after an offset to the date their tax return is due.

Additionally, the number of plans with an initial 6% deferral rate for automatic enrollment now surpass those with 3% as the initial rate.

PGIM suggests DC plan sponsors look to the investing approach of defined benefit (DB) plans, endowments, sovereign wealth funds, insurance company general accounts, sophisticated wealth management platforms and...

The solutions can help retirement plan sponsors and the advisers serving them easily arrive at a baseline cost for the plan

This is especially a concern, as only 20% believe they are saving adequately for retirement.

Ongoing education makes participants aware of the plan and underscores its value.

The ARA says e-delivery can lead to increased saving and investing.