A 2015 Defined Contribution Checklist
Continuing an annual tradition, consulting firm Mercer has compiled a list of the top 10 recommended steps that defined contribution plans should take over the next year.
Tag: 401(k)
Most New DC Participants Use TDF or Balanced Fund
A new study from the Employee Benefit Research Institute (EBRI) and the Investment Company Institute finds 401(k) plan design changes have led to substantial popularity for balanced funds,...
Participants Acknowledge Investing Ignorance
Most employees participate when offered access to a defined contribution retirement plan, but a strong majority also cite worries and ignorance about tough investing topics.
Investors Want Some Control in Saving for Retirement
More investors surveyed prefer a 401(k) over a pension, and they do not want to give up control of all retirement savings actions.
Solicitor General Argues for Reversal of Tibble Decision
A brief submitted by the U.S. Solicitor General to the United States Supreme Court argues in favor of plaintiffs in Tibble v. Edison International—a case that could have...
401(k) Participants Trade Less as Markets Stabilize
With markets less volatile than in October, 401(k) participants slowed transfer activity in November.
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2014 PLANADVISER National Conference
Optimizing plan and practice outcomes—best practices for retirement plan advisers
Editor’s Letter
An Honest Look
Recently, I was sent yet another article with a headline referencing “hidden 401(k) fees” and a message of caution to...
Most 401(k) Plan Sponsors Actively Engage in Plan Design
Employers sponsoring 401(k) plans use a range of employer match formulas and offer a variety of investment choices with lower fees.
Wait to take RMDs, or Add a Roth IRA?
Take three couples entering retirement with the same asset base but very different strategies for making the money last. Think you can predict the winner?
Is Census Data Shorting Total Retirement Wealth?
Commentators are questioning the accuracy of Census Bureau data that examines how well off Americans are in retirement.
401(k) Nondiscrimination Tests Explained
With acronyms like ADP, ACP, NHCEs, and HCEs, the technicality of 401(k) plan nondiscrimination testing may seem overwhelming.
October Brought Heavy Trading in 401(k)s
October saw seven days of “moderate” or “high” trading activity within workplace 401(k) accounts—the most days of elevated trading volume since May 2013, according to Aon Hewitt.
Employee Stock Purchase Plans Can Reduce 401(k) Loans
Fiduciaries often cite asset leakage as a major challenge in running a 401(k) plan, but one...
Retirement Plan Provisions That May Confuse
Some retirement plan provisions can create headaches for plan sponsors.
Guidance Issued for Including Annuities in TDFs
The Department of the Treasury and the Internal Revenue Service have issued guidance designed to expand the use of income annuities in 401(k) plans.
MassMutual Reintroduces Small Employer 401(k) Solution
MassMutual Retirement Services is targeting employers with less than $15 million in retirement plan assets with the MassMutual Aviator 401(k) solution.
Senate Hearing Addresses Retirement System Fixes
A recent U.S. Senate Finance Committee hearing covered numerous retirement-related topics, including proposals to streamline plan-testing requirements and others that could radically change defined contribution (DC) plans.
DC Participants Slow to Move Assets
Approximately $720 billion in defined contribution (DC) plan assets was eligible for distribution but remained in employer-sponsored plans in 2013, according to a report from Cerulli Associates.
401(k) Participants Turned Back to Fixed Income in August
When 401(k) plan participants traded their investments in August, they favored fixed-income funds over equity funds for 65% of the trading days, according to Aon Hewitt.