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Behavioral Finance Q&A with Shachar Kariv – Part 1
The University of California, Berkeley economics department chair discusses the role of “decision science” in improving participant decisionmaking and closing the retirement income gap.
PSNC 2015: Retirement Readiness Benchmarks
A panel of experts at PSNC 2015 urged plan sponsors and advisers to ask, what comes after “funds, fees and fiduciary?”
PSNC 2015: NQDC Plan Trends and Challenges
It’s an employee benefits topic that gets less press and touches relatively few people, but employers have a lot to gain by offering nonqualified deferred compensation plans.
servicing strategies
Leveraging ERISA Attorneys
Advisers can benefit from working with lawyers in the field
trendspotting
Trendspotting
A look at the latest concerns and actions among employees, and what they mean for advisers
Comparing Target-Risk and Target-Date Solutions
Even with the option to be more conservative or aggressive, most participants still stick to a moderate glide path.
Self-Directed Investors Still Value Support
Even skilled self-directed investors want to receive support when it comes to planning and achieving financial goals, according to the J.D. Power 2015 Self-Directed Investor Satisfaction Study.
Retirement Plan Investment Monitoring after Tibble Ruling
Jesse Gelsomini, a partner in Haynes and Boone LLP specializing in employee benefits, feels the Supreme Court decision in Tibble v. Edison has strengthened the ongoing duty to monitor...
For Clients, Relationship Trumps Performance
Investors want an adviser relationship that is personal, engaged and informative, says a survey by Hartford Funds.
Experts Say Hardship Self-Certification Was Never Allowed
Some industry providers have suggested a recent Internal Revenue Service publication goes against prior guidance on documentation requirements for hardship loans and withdrawals, but others disagree with that...
Low Interest Rates Ease Pension Debt Restructuring
In finance as in physics, investment market forces produce both upside and downside. It's a phenomenon that is especially apparent when discussing low interest rates.
Index Fund Proxy Voting and Fiduciary Liability
One advisory team is urging retirement plan fiduciaries to reconsider the importance of index fund proxy voting rights under the Employee Retirement Income Security Act.
Distinct Differences in Adviser Opinions of Fiduciary Rule
Advisers responding to the recent fiduciary proposal have “distinct and divergent viewpoints about the rule.”
Robo Can Help Scale Advisers' Plan Business
More advisers will partner or find a way to leverage robo technology in their plan business, and the technology can be an efficient way to scale advice.
Robo Can Help Scale Advisers' Plan Business
More advisers will partner or find a way to leverage robo technology in their plan business, and the technology can be an efficient way to scale advice.
Providers Can Help Improve Retirement Plans
Retirement plan service providers are keeping up with new trends and can help plan sponsors do so as well.
Court Finds Fraud in Failure to Investigate Participant Concern
District Court rejects retirement plan representative's “honest mistake” in Paul v. Detroit Edison.
Changes Plan Sponsors Would See with New Fiduciary Rule
With so much industry attention fixed on the DOL’s proposed fiduciary rule language, plan sponsor clients will undoubtedly be asking, “What does it mean for us and our...
Is Auto-Portability the Next Big Thing?
Retirement Clearinghouse (RCH) hopes it newest service innovation will have as big of an impact on retirement plan participant outcomes as the introduction of auto-enrollment.