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Closer Look at State-Run Retirement Systems for Private Sector
Industry insiders are divided on whether this is a good idea.
DOL Proposes Guidance on State-Run Plans for Private Sector
States offering retirement planning solutions to private-sector workers got their first look at a few highly anticipated (and increasingly controversial) pieces of regulatory guidance this week.
Duty to Monitor Fiduciaries Does Not Include Duty to Inform
BP has won dismissal of several claims that it failed to monitor fiduciaries who oversaw company stock investments in its retirement plans.
Does the Intel Retirement Plans Case Have Merit?
PLANADVISER reached out to Marcia Wagner, principle with Wagner Law Group in Boston, for comments about the case.
Early 20s Is Go Time for Retirement Saving
ADP marks National Save for Retirement Week by highlighting the power of stocking money away at your first job—and all your jobs after that.
Voya Urges ‘Born to Save’ Mentality
It’s a trite-but-true piece of retirement planning advice: consciously consider your nonessential expenses and you’ll be surprised what you could save.
Creating Individual DBs With State Support
Academic scholar and adviser to the Georgetown Center for Retirement Initiatives shares his ideas for creating state-supported “individual DBs” to bring workplace retirement benefits to more private-sector workers.
Managing Investment Risk in Cash Balance Plans
The features of cash balance plans that make them easier to understand and make costs more predictable also create opportunity for advisers with skill structuring DB investments.
Company Stock Continues to Present Client Challenges
Retaining the stock may be best despite litigation risk—and advisers can show the plan sponsor how to do company stock in DC plans the right way.
Is A Big Shift to Managed Accounts Likely?
One retirement planning industry executive feels TDFs have done a lot for a lot of people, “but it’s time to go from a good idea to a great...
PANC 2015: Asset-Allocation Models and QDIAs
Carefully thought out default investments solve real plan problems and help plan sponsors feel more confident in automatically enrolling participants into retirement plans.
PANC 2015: Retirement Income Options
A vast majority of individuals say they are open to the idea of in-plan lifetime income options, but only about one in five DC plan sponsors say they’re...
What the Industry Is Reading and Recommending
Retirement industry experts recommend some titles and share their own fall reading lists.
DCIO Providers Evolving With Adviser Demographics
Cerulli outlines DCIO firms’ top concerns regarding retirement specialist adviser demographics.
Advisers Add Extra Value in a Short Plan Year
An adviser’s broad perspective and timely nudges can help the plan sponsor steer clearly through major changes.
Still Basing Communications Strategies on Age?
Experts convened for a webinar about retirement planning suggested a DC plan participant’s age should impact the content of communications, but not necessarily the form.
The ABCs of Special Situations Funds
Special situations funds are a kind of under-the-radar fund that usually require an invitation to participate.
Client Industry Matters in Benefits Business
“If we have a portion of our employees who don’t retire at the normal retirement age, what are the specific implications for us as an organization?”