In Practice

Ninety percent rely on financial advisers to diversify their portfolio.

The worries are impacting many aspects of people’s lives, starting with health.

However, average deferral rates have declined slightly from their peak of 7.3% in 2007, Vanguard finds.

It’s not just a U.S. phenomenon: longer lives and the rise of defined contribution plans are creating a global need for deeper knowledge about personal savings and investing. 

Those with 100% of their portfolio in a target-date fund are the least likely to exchange funds.

A hybrid income strategy, combining a variable immediate annuity with discretionary supplemental withdrawals from a separate liquid asset account provides the best income at the least risk for...

A new report from The Pew Charitable Trusts lends some support to the arguments many providers have raised against the increasing prevalence of state-based retirement plans for the...

Areas with low DC plan access tend to be those with more small businesses, according to a new analysis from the Pew Charitable Trusts.

U.S. employees surveyed indicate they are will to pay more for retirement benefits.

 

More plan sponsors than ever are looking to convert their pensions to group annuities.

New research from State Street Corporation finds a majority of asset managers believe they’ll be using “blockchain” data security technologies within five years. So, what’s blockchain? 

Respondents to PLANSPONSOR's 2016 Participant Survey who work for organizations that offer DC plans were twice as likely to have established retirement goals as employees without access.

Enthusiasm about environmentally responsible investing has bloomed in the wake of recent DOL rulemaking, but a new TIAA survey shows a knowledge gap persists. 

A new Beyond the Numbers blog post from the Bureau of Labor Statistics examines the real spending patterns of older Americans and their households.  

Results of the Federal Reserve’s latest Survey of Household Economics and Decisionmaking suggest income volatility has become a real hurdle to retirement saving and wealth forecasting. 

A new PSCA survey finds many Millennial employees say student debt keeps them from saving for retirement—and even older workers widely carry at least some student debt. 

The reasons people start saving for retirement can inform plan advisers and sponsors about educational nudges and plan design.

Employees globally are looking for more flexible retirement arrangements from employers and for governments to shore up Social Security programs.

Yet 91% say it is very or extremely important to help employees have a secure retirement.

A CRR Issue Brief says its study found parents' increase in retirement savings after children leave home is very small compared to that suggested by theory.