In Practice

Just three states can boast a median retirement income figure above 70% of the median working wage in the state, a new Bankrate.com study shows. 

While investment managers are increasingly reserved in their predictions about near- and mid-term economic growth, retirement plan participants are still banking out outsized returns.  

Two-thirds of Americans believe there is some chance that they will outlive their savings.

Research has found that improvement in financial wellness improves retirement savings, but each generation has different needs and learning styles.

Plan designs are also changing.

Many pension plan sponsors could use help overcoming misconceptions about transferring liabilities to an insurer.

More than one-third (35%) say they should have saved more, and 29% say they should have paid more attention to preparing for retirement when they were younger.

High-performing advisers at the J.P. Morgan DC Summit in New York widely hope the government will make retirement savings mandatory for at least some segments of the working...

The strongest-performing advisers are leading the way on aggressive plan design, embracing re-enrollment, stretching the match and making sure plans work for participants as they’re designed to. 

While they work to fund their plans, however, uncertainties make it more difficult to calculate liabilities and returns over the long term.

New polling from J.D. Power explores the similarities and differences among groups of “self-directed” investors. 

A study finds a 55-year-old man who has met his 80% income replacement goal will need an additional $25,679 investment growing at 6% annually to pay for all...

The advocacy organization suggests increasing global market volatility is directly tied to “the decades-long push by fiscal conservatives to dismantle public-employee pensions.”

They are adopting more lower-cost and alternative investment vehicles.

Reflecting the change in their own clients’ expectations, more financial advisers say they prefer to receive general thought leadership and market commentary from service provider partners, in lieu...

Even American families with significant assets saved cite stubborn concerns about the potential loss of an income earner and the likelihood of falling short in a longer-than-expected retirement.

Those ages 65 and older feel the most regret about not saving early enough for retirement, while Millennials wish they had a bigger emergency fund.

It’s a simple formula that keeps more than half of advisers primarily targeting Baby Boomers: They have the most money saved and are the most in need of...

“This is hardly the first time regulation will change the way advisers get paid and disclose important information to clients,” one industry executive observes, “so in that respect...

In 1995, workers expected to retire on average at age 60.