In Practice

Light on retirement savings and burdened with student debt, African Americans continue making financial progress, according to the follow-up to Prudential’s 2011 study. 

A successful client/adviser relationship is 50% about investments and 50% about trust, according to Stacey Haefele, CEO of HNW, a marketing and technology firm.

The Aspen Institute presented a briefing to Congress last week on retirement and financial security.

Many 401(k) retirement plans allow participants to borrow from their accounts, which can lead to defaults and inadequate retirement savings.  

As 403(b) plans continue to evolve, there are still ample opportunities for plan advisers to help plan sponsors improve their plans and processes.

Roth individual retirement accounts (IRAs) get the most contributions, and IRAs funded by rollovers hold the most money, the Employee Benefit Research Institute (EBRI) found.

The first set of Baby Boomers, those born in 1946, are not necessarily "working 'till they drop," as some studies indicate.

More than half (54%) of Millennials say debt is their “biggest financial concern currently,” according to a Wells Fargo Retirement Survey.

Plan sponsors need to educate employees in a way that moves them from a sense of entitlement to empowerment, presenters of a recent webinar suggested.

Advisers have an untapped opportunity to help 403(b) plan sponsors, especially because these plans increasingly have features in common with 401(k)s. 

403(b) plan sponsors continue to make changes to improve the value of their plans and the retirement readiness of participants, according to the latest benchmarking survey.

Investment returns in defined benefit (DB) retirement plans outperformed those in defined contribution (DC) plans in 2011 by the widest margin since the mid-1990s, according to a new...

Plan sponsors are increasingly adopting features to help overcome participant inertia, a survey found.

The average retirement age today is four years older than it was in 1991, according to Gallup’s annual “Economy and Personal Finance” survey.

Early Boomers, born between 1946 and 1955, may be the last group with enough savings to maintain financial security through their retirement, according to a study.

Defined contribution (DC) in-plan guarantee assets totaled $2.2 billion as of December 2012, according to a new LIMRA survey.

Retirement savings, health issues and their children’s finances are concerns for women; while men worry about debt, both household and the national level.

Both income and age affect how preretirees foresee funding for their retirement, according to a recent Gallup poll.

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Plan advisers play a vital role in helping sponsors understand how their decisions ultimately impact participants.