In Practice

With only a little more than a third of the working population able to live comfortably while saving for retirement, it’s clear advisers would benefit from a strengthening...

It may be time to revisit standard income replacement rates, says a research paper.

More affluent Baby Boomers and current retirees say they have less trouble sticking to a long-term investment strategy to fund their golden years.

It is an important fact for retirement specialist advisers to keep in mind as they find and serve new clients—almost everyone feels stressed about money and finances during...

Couples have the advantage of relying on each other in the face of medical challenges.

The Pension Protection Act ranked as a top influence on defined contribution plan management in a recent survey.

Seventy percent of those working with an adviser are on track or even ahead.

Many independent advisory shop owners hope to retire by the early 2020s, spelling serious opportunity for large advisory networks with the resources and vision to make selective acquisitions. 

There are additional variations based on industry, gender, age and other demographics.

Leaning too heavily on participation statistics alone may mask a sub-optimal education program.

It’s not surprising that independent advisory business owners want to keep growing their practices in 2016, but their level of confidence in the face of volatility and unfavorable...

Advisers can sell plan services and support, but can they sell themselves?

Loans are on the decline, PSCA says.

Women more often take an equitable view of financial decisionmaking than men.

The assets under management-based advisory fee model has stuck around mainly because financial services consumers don’t understand how advisers make pricing decisions or how much diversity actually exists...

The next most common resource is their financial adviser, a John Hancock survey finds.

Why do so few DC plans offer stable value funds on the investment menu?

As financial services companies enter the new year, LIMRA finds their use of social media is rapidly shifting to include more business development. 

A long-term financial plan must take into account financial bumps along the way.

Forty-five percent can meet these expenses, up from 38% two years ago, Fidelity says.