In Practice

Retirement savings levels needed for those with cancer, cardiovascular disease, Type 2 diabetes and other health issues vary considerably from the general population—and from patient to patient.

A survey of more than 250 higher education plan sponsors shows that institutions with advisers have more effective retirement benefit programs.

More than eight in 10 advisers polled by Eaton Vance report fear is the primary motivator for clients.                 

The firm says multiemployer DC plan trustees can benchmark their plans against Segal’s client database.

The top area giving employees the most financial stress is saving enough to meet retirement goals.

Millennials and those with balances lower than $20,000 are at the greatest risk for cashing out.

Word is this Super Bowl will be Broncos quarterback Peyton Manning’s last game before retiring.

Households oppose changing tax incentives for retirement saving, says an ICI survey.

An analysis by Fidelity indicates 401(k) investors who stuck with equity allocations after the 2008 financial crisis fared better than those who didn’t.

Small business owners are looking at retirement plans to replace health benefits as an attraction and retention tool.

The adviser-as-portfolio manager approach to client service can be a real differentiator, but it can also hamper a firm with significant liability and serious amounts of legwork. 

Millennials are doing a good job of putting aside savings, but retirement is not the top reason.

 

A new cut of the Fidelity RIA Benchmarking Study shows many in firm leadership positions struggle to understand and articulate practice value. 

Money issues are sensitive, especially for couples.

Most pre-retirees and retirees surveyed said they would not have been as financially successful without a formal written retirement plan.

Any discussion about improving lifelong financial security should include discussions about managing student loan debt, researchers conclude.

“If anyone were ever poised to invest with confidence, it’s the black community,” says Mellody Hobson, president of Ariel Investments.

Over the last decade, financial advisers have been moving from commission- to fee-based models.

Is it realistic to expect that older individuals will be able to work longer?

Like any challenging labor in life or business, running a target-date fund portfolio successfully requires careful attention and a keen sense of balance.