In-Person Meetings Best Retirement Plan Participant Motivator
A Lincoln Financial survey found a significant decline in participant engagement and a sharp rise in instinctive decisions.
In Practice
Advisers Flinch at Oncoming Fiduciary Rule
About three-quarters of advisers in a Fidelity survey are anxious the DOL fiduciary advice rule will affect how they do business.
‘How Much Have Americans Saved?’
More than half of Americans said in a survey they have less than $10,000 saved for retirement.
Retirees with Advisers Have More Comprehensive Financial Plans
Those who rolled money over with the help of an adviser were more likely to have a comprehensive retirement plan.
Wells Fargo Points to Familiar Factors Beneath Investor Confidence Dip
Investors are clearly feeling stressed out by the markets and their wider retirement savings outlook—but they’re also showing an impressive amount of restraint when it comes to managing...
Fidelity Sees Plenty of Fuel for Managed Account Momentum
Employers increasingly view managed accounts as a powerful talent attraction and retention tool.
Secure Retirement Seems Unlikely to Most Gen Xers
Only about one-quarter of Generation X is highly confident they will have enough money to support themselves throughout retirement.
Many Advisers With Misconduct Records Are Reemployed
Researchers created a 15-year database of advisers from FINRA’s BrokerCheck.
Confronting Health Care Cost Fears With Hard Data
Sometimes it just takes a little insight to dispel a lot of fear and uncertainty—especially when it comes to financial planning and the future cost of health care.
Advisers Give Big Boost to Financial Wellness Programs
Participants who engage with a financial professional have better results than those who just use online tools.
Overly Confident Investors May Take the Biggest Falls
Can advisers predict which investors are more likely to sell in market downturns?
BlackRock Finds Women's Financial Outlook Is Stronger
Half are positive about their financial futures, up from 46% a year ago.
Cerulli Associates Sees Data Usage Coming Up Short
More than half of medium and small-sized asset managers (less than $100 billion in assets under management) report they are “still cleaning and trying to understand their big...
Americans Fear Poor Health Could Derail Retirement Savings
More than three quarters view ill health as the largest barrier to a secure retirement.
Income Groups Show Wild Variance in Retirement Savings
Retirement wealth has not grown fast enough to keep pace with an aging population and other changes.
Americans Desire Advice About Saving and Investing
Less than two-thirds of Americans interviewed are confident they are saving enough for retirement, down from 72% in 2015.
Sponsors Too Focused on TDFs’ Short-Term Performance
When selecting a TDF, many retirement plan sponsors fail to look holistically at allocation and risk.
Service Members Need Nudging with New Retirement System
Retirement outcome success with the new military retirement system will depend much on participants making best savings decisions.
Financial Advisers Increase Retirement Income Confidence
A survey reveals lessons from retirees for planning to pay expenses in retirement.
Housing Debt Is Invading Retirement
Research from LIMRA Secure Retirement Institute finds more Americans are entering and living in retirement with a mortgage representing their biggest source of debt.