Data & Research

Sponsors Lack Confidence About Plan Fees

Plan sponsors may say they are comfortable with fee disclosure efforts as they exist now, but a new study asserts that many of them are racked with under-the-surface doubts about their understanding of the fee issue.

Move From DB Often Includes Improved DC Offering

Many employers who have followed the trend of moving from defined benefit to defined contribution retirement benefits have also beefed up their DC offering, but it is still not as beneficial to workers as having both plan types.

MassMutual Study Touts Auto Plan Benefits

A new MassMutual study finds that plans using automatic features such as enrollment are apparently not be driving away participants with their auto deferral rates.

Cooling Off Periods?

Conventional wisdom has long held that daylight saving time saves energy, but a new study suggests otherwise.

Workers Becoming Enthusiastic About Auto-Savings Programs

Nearly half (48%) of workers agree that employees should be automatically enrolled in their employer-sponsored 401(k) retirement plan with a standard savings rate, according to the latest Principal Financial Well-Being Index.

DC Participants Invest in the Extreme

Although the average U.S. household invests about 55% of its 401(k) or other defined contribution plan assets in stocks, many Americans are going to extremes when it comes to the equity markets.

Retiree Health-Care Costs $225,000

A 65-year-old couple retiring in 2008 will need approximately $225,000 to cover medical costs in retirement, according to new Fidelity Investments data.

403(b) Sponsors Want Help Complying with New Regs

Three-quarters (77%) of 403(b) plan sponsors say it is very or somewhat important to get outside advice about what actions they must take to comply with new Pension Protection Act (PPA) and 403(b) regulations.

Americans Need to Increase Saving, Group Says

More than half of Americans save less than 5% of their income, but the majority (57%) of Americans not yet retired still believe they are socking away enough of a nest egg to pay for “a desirable standard of living.″

Pet Peeves

Times may be tough, but it looks like Fido and Fluffy have nothing to worry about.

Health Care Costs Clip Retirement Standard of Living for Most

A new brief issued by the Center for Retirement Research at Boston College (CRR) argues that health care costs increase the percentage of households that will be ‘at risk’ of being unable to maintain their standard of living in retirement.

More Companies Regulating Executive Stock Ownership

A California executive compensation research firm says companies with publicly disclosed stock ownership policies for executives and directors saw sizable increases between 2005 and 2006.

Significant 2007 Growth in ESOPs

Employee stock ownership plans (ESOP) and ESOP-like plans saw a significant increase in number and size in 2007 compared to a year earlier, according to estimates from the National Center for Employee Ownership (NCEO).

New Study Identifies Lowest-Cost 529 Plans

The least-expensive 529 plans available nationwide are offered by Ohio, Illinois, and North Carolina, according to’s 529 Fee Comparison Study.