Concerned About Economic Conditions, Workers Decrease Savings
U.S. workers are reducing 401(k) and other savings amid concerns about inflation and heightened financial stress, according to several research...
Data & Research
Proposals Suggest Redirecting DB Plan Surpluses to Boost Benefits, Raise Revenue
Two proposals from the American Benefits Council suggest ways to redirect some $100 billion in surplus funds from pension funds...
Survey Finds Participants Want Retirement Plans to Support Guaranteed Income
Almost nine in ten 401(k) plan participants believe employers have a responsibility to help ensure retirement income security, according to...
Parents Face Competing Financial Priorities
According to 88% of parents, their financial adviser was helpful in making financial decisions related to their children.
Small Business Owners Show Resilience on Main Street
U.S. small business owners report they are staying the course to endure inflation and labor pressures.
Study Finds Mismatch Among Employers and Workers Regarding Benefits
Both employers and employees agree that financial stress is the primary employee concern—but a Prudential Survey finds employers underestimate how...
As Longevity Increases, Retirement Planning Struggles to Keep Up
Two studies highlight a mismatch between life expectancy and current retirement planning.
In Q1, 529 and ABLE Account Assets Continue Steady Growth
The majority of the assets, $500 billion, are held in 16.3 million 529 savings plan accounts, while prepaid tuition plans...
C-Suite Prioritizes a Shift to Proactive Management
According to PR firm Padilla, 67% of executives report their employees are ready to support change initiatives, and leaders are...
Emergency Savings Linked to Less 401(k) Loan Use, Stronger Retirement Outcomes
According to a February survey, the usage of 401(k) plan loans has continued to increase.
Economic Uncertainty Causes Financial Stress, Moves People To Take Action
Americans are determined to take control of their financial lives, yet most feel unprepared and only half trust themselves to...
A Side Gig Retirement Plan
Two-thirds of retired Americans wish they had a side gig to support their ideal retirement lifestyle, and 93% of those...
Retirement Confidence Remains High, As Does Interest in Income Options
EBRI's most recent Retirement Confidence Survey found that 67% of workers and 78% of retirees reported being confident that they...
Senator Cassidy Proposes Workplace Benefits for Independent Workers
A white paper issued by the Senate HELP Committee Chair is meant to address the retirement readiness shortfalls for gig...
Plan Sponsors Remain Focused on Workforce Retirement Benefits
Repositioning defined contribution plans as income programs could be the best path forward, according to a recent MetLife study.
Employers With PEPs Have Higher Adviser and Plan Satisfaction
The Standard study shows employers express a 40% increase in plan adviser satisfaction after joining a pooled employer plan.
Debt Delaying Retirement for Generation X, Baby Boomers
An average of one in every three people needs credit cards to make ends meet—and many are maxed out, according...
Financial Firm Investment in Gen AI Surges, Cybersecurity Remains Priority
A Broadridge survey found a leap in firms’ investment plans for generative AI technology.
Private Credit Matures Into Mainstream Asset Among RIAs
An AFA survey of professionals from U.S.-based RIA firms that research funds and/or select funds for client portfolios, found that...
Consumers Worry That Income Isn’t Keeping Up With Inflation
While 39% of men believed their income had kept up with inflation in 2024, only 28% of women felt the...