Data & Research

Investors tend to select funds at the top of an alphabetically organized list of funds.

Just over four in 10 U.S. households are projected to run short of money in retirement, according to an updated analysis from EBRI.

The high stated retirement confidence of physical workers reflects the fact that the sample is relatively young and majority male, according to Aegon researchers, who also say that employers with predominantly physical workers can do more to boost their true retirement readiness.

Forty-four percent say that focusing on health and wellness is a primary concern, according to a survey by TD Ameritrade.

Just over six out of 10, 61.6%, said they engage with their retirement plan, according to a survey by Vestwell.

Those married or partnered are more likely to have a focus on saving for retirement, while those who are single are prioritizing affording everyday bills and paying down student debt, and these differences are even more dramatic for older generations, the Society of Actuaries (SOA) has found.

Almost all of those with high fragility are prioritizing being able to afford everyday bills, while those with low fragility are prioritizing saving for the future, including for retirement, according to a Society of Actuaries report.

Among those who make ongoing contributions, 53% were approached by a financial services company or professional to set it up.

Individuals polled by First National Bank of Omaha also shared reasons they do not have as much savings as they'd like.

The strain of supporting other family members financially is taking a toll, PNC learned in a survey.

They also believe that pensions do a better job than 401(k)s in terms of ensuring retirement security.

The 401k Averages Book also shows smaller plans continue to pay higher fees than large plans.

In the first three quarters of 2018, only 2.2% of participant stopped contributing to their plans, ICI data shows.

A new survey report from LIMRA Secure Retirement Institute finds four in ten black Americans suggested that they feel they don’t have enough money to work with a financial adviser.

The "What's Now and What's Next" report focuses on eight specific risk areas that companies may face in 2019.

CPA financial planners say Americans are also concerned about maintaining their lifestyle and not being able to meet rising health care costs.

Nearly 86% of not-for-profit health care entities reported that financial advice in some form is offered to their defined contribution plan participants, compared to 79.4% of for-profit entities.

Changes in health commonly cause early retirements, according to CRR researchers, as do spousal retirements and marital status changes. 

The increasing prevalence of automatic enrollment and solutions making 401(k) plan assets more easily portable are two reasons why DC plan outcomes can compete with DB plan results.

Respondents to BlackRock’s 2019 Global Investor Pulse survey cited other financial concerns and intimidation about investing as reasons for not saving for the long term.