Data & Research

Financial advisers have a large impact on how confident older workers are during retirement.

But those who fall short on saving are experiencing financial stress.

Education is vital for all benefits, and especially now for health insurance coverage, says Fidelity Investments.

One scenario in the study predicts a 54% reduction in retirement account balances if a participant were to fail to repay a coronavirus-related distribution. 

Though their business environments have not returned to normal, some employers that had made changes to their retirement plan match are beginning to revisit this decision.

However, Millennials and Gen Xers are open to working with financial advisers to learn more and maximize benefits.

Employees surveyed said their ideas and feeling about money varied greatly throughout each life stage, and 40% identified more with others who are going through similar life events than those in defined generations.

Only 5% of respondents to a new survey have withdrawn from their retirement accounts, but another 7% said they plan to do so in the coming weeks.

By one estimate, allowing people to work longer could boost GDP by 19%.

Depending on how exactly one defines the term, estimates of 'leakage' from defined contribution retirement plans vary considerably.

Simply put, a lack of insight and advice means Americans are failing to take full advantage of health savings accounts (HSAs).

The average expense ratio decreased to 0.45% from 0.48% the year before, according to Morningstar.

Vanguard says that meeting these income needs, along with encouraging strong savings rates and diversification, are the primary drivers in creating successful retirement outcomes.

A new analysis published by EBRI in collaboration with J.P. Morgan suggests a person’s spending habits, rather than their salary, seem to have the biggest influence on whether they are a low saver or an average saver.

New data from CAPTRUST shows there is a continued misalignment between foundations’ and endowments’ expected returns, risk preferences and asset allocations.

More than one-quarter are extremely or very concerned, according to Fidelity.