‘Zero-Fee’ IRAs Contain Many Hidden Costs
‘Hidden’ fees may cost participants as much as 1.3 basis points, according to analysis by PensionBee.
Data & Research
Workers Delay Retirement Amid Financial Uncertainty, Surveys Show
Among surveyed employers, 69% reported their employees delaying retirement due to financial uncertainty.
Investors Prioritize Their Own Research for Financial Decisions, but Still Seek Advice
Though more than half of retail investors surveyed by Betterment relied most on personal research and judgment, they did not...
Providers See Managed Account Growth in Personalization
As managed accounts gain traction in defined contribution investment lineups, providers say customized advice can improve participant outcomes.
Retirement Confidence Can Be Boosted by Financial Advice, Written Plan
A LIMRA study finds most pre-retirees have thought about how they will generate income in retirement—but many have not acted...
Adviser Recruitment, Development Gain Importance as Retirements Rise
According to Cerulli Associates, advisory firms need to rethink how they handle rookie advisers, as about one-third of current advisers...
Younger Adults Favor Self-Directed Financial Guidance Over Advisers, per Edward Jones
A study in partnership with Gallup found 75% of Gen Z adults used the internet for financial advice, compared with...
In Q2, 529 and ABLE Accounts Maintain Growth
The assets invested in 529 savings and prepaid plans grew to $654 billion over the quarter.
One-Quarter of Employees Tap Retirement Savings for Emergencies, per Survey
SecureSave found that 25% of respondents had already dipped into their retirement savings to cover an unexpected expense.
Annuities Sales Reach New Heights in Q2 2026, per LIMRA
Total US annuity sales reached a record $123.9 billion in the second quarter.
Americans Cite Affordability as Top Barrier to Financial Progress
A joint study from McKinsey and the Kellogg Foundation found that employers can help facilitate economic mobility.
Businesses Want Cybersecurity to Protect Voice Recordings, per Survey
A recent survey found that 93% of surveyed enterprises wanted voice security included in risk management programs.
Young Workers Seek Retirement Advice Earlier Despite Financial Headwinds
Generation Z and Millennial survey respondents began saving for retirement at a far younger age than previous generations, according to...
Measuring Recordkeepers’ Distribution Through Advisers
While most recordkeepers work with advisers, PLANSPONSOR’s latest Recordkeeping Survey reveals a wide range of adviser relationships.
Increased Nonelective Contributions Could Help More Employees Save, per Vanguard
A new report proposes pairing lower match rates with higher match caps.
Advisers Turn to Market Protection Strategies Amid Investor Anxiety
A Nationwide survey found that, following the past year’s market volatility, 60% of advisers are more likely to recommend guaranteed...
Allianz Life: Americans Struggle With Shift From Saving to Spending in Retirement
A new study reveals that drawdown gives both employees and retirees pause.
Retirement Takes Center Stage in Benefit Allocations, per BofA
A Bank of America report shows 70% of surveyed employees cited retirement savings as a top financial goal.
End to Student Loan Payment Pause Yields Sharp Rise in Defaults
A record 9.52 million borrowers had defaulted, as of March.
Millennials Expect Retirement Delays Amid Career Disruptions, per TIAA
More than half of Millennials surveyed by TIAA said they expect to have to delay their retirement.