As Longevity Increases, Retirement Planning Struggles to Keep Up
Two studies highlight a mismatch between life expectancy and current retirement planning.
Data & Research
In Q1, 529 and ABLE Account Assets Continue Steady Growth
The majority of the assets, $500 billion, are held in 16.3 million 529 savings plan accounts, while prepaid tuition plans...
C-Suite Prioritizes a Shift to Proactive Management
According to PR firm Padilla, 67% of executives report their employees are ready to support change initiatives, and leaders are...
Emergency Savings Linked to Less 401(k) Loan Use, Stronger Retirement Outcomes
According to a February survey, the usage of 401(k) plan loans has continued to increase.
Economic Uncertainty Causes Financial Stress, Moves People To Take Action
Americans are determined to take control of their financial lives, yet most feel unprepared and only half trust themselves to...
A Side Gig Retirement Plan
Two-thirds of retired Americans wish they had a side gig to support their ideal retirement lifestyle, and 93% of those...
Retirement Confidence Remains High, As Does Interest in Income Options
EBRI's most recent Retirement Confidence Survey found that 67% of workers and 78% of retirees reported being confident that they...
Senator Cassidy Proposes Workplace Benefits for Independent Workers
A white paper issued by the Senate HELP Committee Chair is meant to address the retirement readiness shortfalls for gig...
Plan Sponsors Remain Focused on Workforce Retirement Benefits
Repositioning defined contribution plans as income programs could be the best path forward, according to a recent MetLife study.
Employers With PEPs Have Higher Adviser and Plan Satisfaction
The Standard study shows employers express a 40% increase in plan adviser satisfaction after joining a pooled employer plan.
Debt Delaying Retirement for Generation X, Baby Boomers
An average of one in every three people needs credit cards to make ends meet—and many are maxed out, according...
Financial Firm Investment in Gen AI Surges, Cybersecurity Remains Priority
A Broadridge survey found a leap in firms’ investment plans for generative AI technology.
Private Credit Matures Into Mainstream Asset Among RIAs
An AFA survey of professionals from U.S.-based RIA firms that research funds and/or select funds for client portfolios, found that...
Consumers Worry That Income Isn’t Keeping Up With Inflation
While 39% of men believed their income had kept up with inflation in 2024, only 28% of women felt the...
Milken Institute Supports Steps to Increase Adoption of In-Plan Lifetime Income Solutions
The think tank says three things would expand access: labeling in-plan lifetime income solutions as distinct asset classes, refining safe...
Financial Professional Usage Increasing, Digital Advice Leveling Off
Two-thirds of households plan to continue saving more, particularly in taxable and retirement accounts.
Workers Show Social Security Knowledge Gaps
Although older workers understand the benefit better than their Millennial and Gen Z peers do, all could be better educated,...
HSA Assets Grow to Nearly $147B in 2024
While balances are up, Devenir reported, continued seasonality was evident in the share of accounts that are not funded at...
CFP Board Survey Examines Implications of TCJA Expiration
Nearly 9 in 10 CFP professionals say their clients’ financial objectives are at-risk due to the pending expiration of the...
Changes to Federal Student Loan Repayment Forgiveness Increasing Financial Stress
After payments resumed, the volume of past due federal loans quickly returned to pre-pandemic levels and reached a new high...